FIMU vs QQQ
Fidelity Intermediate Municipal Income Fund ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. FIMU offers more diversification with 184 holdings.
Side-by-Side Comparison
| Metric | FIMU | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.18% | |
| AUM | $3M | $496.3B | |
| Dividend Yield | 0.11% | 0.44% | |
| Holdings | 184 | 108 | |
| YTD Return | -0.96% | +16.23% | |
| 1Y Return | - | +26.23% | |
| 3Y Return (annualized) | - | +25.75% | |
| 5Y Return (annualized) | - | +14.78% | |
| Volatility (annualized) | - | 30.6% | |
| Max Drawdown | -1.9% | -83.0% | |
| Fund Family | Fidelity Investments (US) | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 16, 2026 | Mar 10, 1999 |
FIMU vs QQQ Performance
Fidelity Intermediate Municipal Income Fund ETF (FIMU) is a ETF from Fidelity Investments (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Year to date, FIMU is down 0.96% versus a gain of 16.23% for QQQ.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.9% for FIMU and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FIMU charges 0.30% per year while QQQ charges 0.18%. On a $10,000 position that is $30 vs $18 annually, a gap of $12 per year that compounds over a long holding period. On income, FIMU currently yields 0.11% against 0.44% for QQQ.
Holdings Overlap
FIMU and QQQ share 0 holdings out of 286 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FIMU or QQQ?
FIMU has an expense ratio of 0.30% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
What is the holdings overlap between FIMU and QQQ?
FIMU and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 286 unique securities.
Which pays a higher dividend, FIMU or QQQ?
FIMU yields 0.11% while QQQ yields 0.44%, so QQQ currently pays the higher dividend yield.
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