FIMU vs VYM
Fidelity Intermediate Municipal Income Fund ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | FIMU | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.04% | |
| AUM | $3M | $81.6B | |
| Dividend Yield | 0.11% | 2.24% | |
| Holdings | 184 | 616 | |
| YTD Return | -0.82% | +15.60% | |
| 1Y Return | - | +23.48% | |
| 3Y Return (annualized) | - | +19.07% | |
| 5Y Return (annualized) | - | +12.50% | |
| Volatility (annualized) | - | 14.6% | |
| Max Drawdown | -1.9% | -58.8% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 16, 2026 | Nov 10, 2006 |
FIMU vs VYM Performance
Fidelity Intermediate Municipal Income Fund ETF (FIMU) is a ETF from Fidelity Investments (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, FIMU is down 0.82% versus a gain of 15.60% for VYM.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.9% for FIMU and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FIMU charges 0.30% per year while VYM charges 0.04%. On a $10,000 position that is $30 vs $4 annually, a gap of $26 per year that compounds over a long holding period. On income, FIMU currently yields 0.11% against 2.24% for VYM.
Holdings Overlap
FIMU and VYM share 0 holdings out of 787 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FIMU or VYM?
FIMU has an expense ratio of 0.30% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $26 per year of difference.
What is the holdings overlap between FIMU and VYM?
FIMU and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 787 unique securities.
Which pays a higher dividend, FIMU or VYM?
FIMU yields 0.11% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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