FIMU vs VTI
Fidelity Intermediate Municipal Income Fund ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FIMU or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FIMU | VTI |
|---|---|---|
| Expense Ratio | 0.30% | 0.03%Best |
| AUM | $3M | $690.1B |
| Dividend Yield | 0.36% | 1.03% |
| Holdings | 1,840 | 3,524 |
| YTD Return | -3.99% | +12.51%Best |
| 1Y Return | - | +15.23% |
| 3Y Return (annualized) | - | +22.50% |
| 5Y Return (annualized) | - | +12.31% |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Jun 16, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
FIMU vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FIMU vs VTI Performance
Fidelity Intermediate Municipal Income Fund ETF (FIMU) is an ETF from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, FIMU is down 3.99% versus a gain of 12.51% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
FIMU charges 0.30% per year while VTI charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, FIMU currently yields 0.36% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 130 holdings in FIMU and 3,463 in VTI, totalling 5.6% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 49 days apart, FIMU as of Sep 18, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 130 positions we hold weights for in FIMU and 3,463 in VTI, against full books of 1,840 and 3,524.
You are not choosing between two funds in isolation.
Whichever of FIMU and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FIMU or VTI?
FIMU has an expense ratio of 0.30% while VTI charges 0.03%. VTI is the cheaper option, by $27 a year on a $10,000 investment.
Which pays a higher dividend, FIMU or VTI?
FIMU yields 0.36% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than FIMU?
VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.