FINS vs IVV
Angel Oak Financial Strategies Income Term Trust vs iShares Core S&P 500 ETF
Quick Verdict
IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | FINS | IVV | Winner |
|---|---|---|---|
| Expense Ratio | - | 0.03% | |
| AUM | $453M | $907.0B | |
| Dividend Yield | 10.24% | 1.10% | |
| Holdings | 242 | 508 | |
| YTD Return | +2.16% | +14.29% | |
| 1Y Return | +6.82% | +21.79% | |
| 3Y Return (annualized) | +12.83% | +22.19% | |
| 5Y Return (annualized) | +1.94% | +13.28% | |
| Volatility (annualized) | 10.5% | 15.1% | |
| Max Drawdown | -41.5% | -56.5% | |
| Fund Family | Angel Oak Capital Advisors | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 29, 2019 | May 15, 2000 |
FINS vs IVV Performance
Angel Oak Financial Strategies Income Term Trust (FINS) is a ETF from Angel Oak Capital Advisors and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year FINS returned +6.82% while IVV returned +21.79%. Year to date, FINS is up 2.16% versus a gain of 14.29% for IVV.
Over three years, FINS compounded at +12.83% per year against +22.19% for IVV; over five years the annualized figures are +1.94% and +13.28% respectively. Across the full 7-year window we track, IVV has the edge at +7.06% annualized vs +0.76%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.5% for FINS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.5% for FINS and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Holdings Overlap
Frequently Asked Questions
Which performed better, FINS or IVV?
Over the past year FINS returned +6.82% vs +21.79% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (7 years), FINS annualized +0.76% vs +7.06% for IVV. Past performance does not guarantee future results.
Which is riskier, FINS or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 10.5% for FINS. Worst drawdown: FINS -41.5% vs IVV -56.5%.
Should I hold both FINS and IVV?
FINS and IVV have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FINS and IVV?
FINS and IVV share 2 common holdings with a 0.3% weight overlap. Combined, they hold 570 unique securities.
Which pays a higher dividend, FINS or IVV?
FINS yields 10.24% while IVV yields 1.10%, so FINS currently pays the higher dividend yield.
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