FINS vs VXUS
Angel Oak Financial Strategies Income Term Trust vs Vanguard Total International Stock ETF
Quick Verdict
VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | FINS | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | - | 0.05% | |
| AUM | $449M | $156.5B | |
| Dividend Yield | 10.11% | 2.60% | |
| Holdings | 242 | 8,747 | |
| YTD Return | +1.84% | +14.07% | |
| 1Y Return | +7.05% | +27.24% | |
| 3Y Return (annualized) | +12.71% | +19.27% | |
| 5Y Return (annualized) | +1.94% | +9.14% | |
| Volatility (annualized) | 10.5% | 15.1% | |
| Max Drawdown | -41.5% | -39.9% | |
| Fund Family | Angel Oak Capital Advisors | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 29, 2019 | Jan 26, 2011 |
FINS vs VXUS Performance
Angel Oak Financial Strategies Income Term Trust (FINS) is a ETF from Angel Oak Capital Advisors and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year FINS returned +7.05% while VXUS returned +27.24%. Year to date, FINS is up 1.84% versus a gain of 14.07% for VXUS.
Over three years, FINS compounded at +12.71% per year against +19.27% for VXUS; over five years the annualized figures are +1.94% and +9.14% respectively. Across the full 7-year window we track, VXUS has the edge at +4.83% annualized vs +0.72%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.5% for FINS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.5% for FINS and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.
Holdings Overlap
FINS and VXUS share 0 holdings out of 7928 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which performed better, FINS or VXUS?
Over the past year FINS returned +7.05% vs +27.24% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (7 years), FINS annualized +0.72% vs +4.83% for VXUS. Past performance does not guarantee future results.
Which is riskier, FINS or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 10.5% for FINS. Worst drawdown: FINS -41.5% vs VXUS -39.9%.
Should I hold both FINS and VXUS?
FINS and VXUS have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FINS and VXUS?
FINS and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7928 unique securities.
Which pays a higher dividend, FINS or VXUS?
FINS yields 10.11% while VXUS yields 2.60%, so FINS currently pays the higher dividend yield.
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