FINX vs IVV
Global X FinTech ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | FINX | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.03% | |
| AUM | $172M | $907.0B | |
| Dividend Yield | 0.84% | 1.10% | |
| Holdings | 77 | 508 | |
| YTD Return | -8.90% | +12.28% | |
| 1Y Return | -17.89% | +20.94% | |
| 3Y Return (annualized) | +9.23% | +21.81% | |
| 5Y Return (annualized) | -10.02% | +13.05% | |
| Volatility (annualized) | 27.1% | 15.1% | |
| Max Drawdown | -63.5% | -56.5% | |
| Fund Family | Global X by mirae Asset | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Sep 12, 2016 | May 15, 2000 |
FINX vs IVV Performance
Global X FinTech ETF (FINX) is a ETF from Global X by mirae Asset and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year FINX returned -17.89% while IVV returned +20.94%. Year to date, FINX is down 8.90% versus a gain of 12.28% for IVV.
Over three years, FINX compounded at +9.23% per year against +21.81% for IVV; over five years the annualized figures are -10.02% and +13.05% respectively. Across the full 10-year window we track, IVV has the edge at +6.98% annualized vs +6.84%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FINX has been the more volatile fund, with annualized monthly volatility of 27.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -63.5% for FINX and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FINX charges 0.68% per year while IVV charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, FINX currently yields 0.84% against 1.10% for IVV.
Holdings Overlap
FINX and IVV share 11 holdings out of 556 unique holdings combined, representing a 2.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FINX or IVV?
FINX has an expense ratio of 0.68% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $65 per year of difference.
Which performed better, FINX or IVV?
Over the past year FINX returned -17.89% vs +20.94% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (10 years), FINX annualized +6.84% vs +6.98% for IVV. Past performance does not guarantee future results.
Which is riskier, FINX or IVV?
FINX has been the more volatile fund at 27.1% annualized versus 15.1% for IVV. Worst drawdown: FINX -63.5% vs IVV -56.5%.
Should I hold both FINX and IVV?
FINX and IVV have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FINX and IVV?
FINX and IVV share 11 common holdings with a 2.0% weight overlap. Combined, they hold 556 unique securities.
Which pays a higher dividend, FINX or IVV?
FINX yields 0.84% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.
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