FINX vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 8,747 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricFINXVXUSWinner
Expense Ratio0.68%0.05%
AUM$172M$158.1B
Dividend Yield0.84%2.59%
Holdings778,747
YTD Return-9.07%+15.22%
1Y Return-18.87%+26.86%
3Y Return (annualized)+7.19%+20.34%
5Y Return (annualized)-9.94%+9.38%
Volatility (annualized)27.1%15.1%
Max Drawdown-63.5%-39.9%
Fund FamilyGlobal X by mirae AssetVanguard (US)
CategoryEquityEquity
InceptionSep 12, 2016Jan 26, 2011

FINX vs VXUS Performance

Global X FinTech ETF (FINX) is a ETF from Global X by mirae Asset and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year FINX returned -18.87% while VXUS returned +26.86%. Year to date, FINX is down 9.07% versus a gain of 15.22% for VXUS.

Over three years, FINX compounded at +7.19% per year against +20.34% for VXUS; over five years the annualized figures are -9.94% and +9.38% respectively. Across the full 10-year window we track, FINX has the edge at +6.83% annualized vs +4.89%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FINX has been the more volatile fund, with annualized monthly volatility of 27.1% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.5% for FINX and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FINX charges 0.68% per year while VXUS charges 0.05%. On a $10,000 position that is $68 vs $5 annually, a gap of $63 per year that compounds over a long holding period. On income, FINX currently yields 0.84% against 2.59% for VXUS.

Holdings Overlap

0.0%overlap

FINX and VXUS share 8 holdings out of 7923 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FINXWeight in VXUSDifference
GLXY4.03%0.01%4.02%
BILL1.91%0.00%1.91%
TEMN:SM1.09%0.01%1.08%
HUB:AUProProPro
LUProProPro
ZIP:AUProProPro
NYAX:ILProProPro
HYQ:DBProProPro
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Frequently Asked Questions

Which is cheaper, FINX or VXUS?

FINX has an expense ratio of 0.68% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $63 per year of difference.

Which performed better, FINX or VXUS?

Over the past year FINX returned -18.87% vs +26.86% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (10 years), FINX annualized +6.83% vs +4.89% for VXUS. Past performance does not guarantee future results.

Which is riskier, FINX or VXUS?

FINX has been the more volatile fund at 27.1% annualized versus 15.1% for VXUS. Worst drawdown: FINX -63.5% vs VXUS -39.9%.

Should I hold both FINX and VXUS?

FINX and VXUS have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FINX and VXUS?

FINX and VXUS share 8 common holdings with a 0.0% weight overlap. Combined, they hold 7923 unique securities.

Which pays a higher dividend, FINX or VXUS?

FINX yields 0.84% while VXUS yields 2.59%, so VXUS currently pays the higher dividend yield.

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