FINX vs VXUS

FINX vs VXUS

Which is better, FINX or VXUS?

Mid Cap Growth against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFINXVXUS
Expense Ratio0.68%0.05%Best
AUM$170M$158.1B
Dividend Yield0.79%2.51%
Holdings778,747
YTD Return-13.60%+12.88%Best
1Y Return-25.08%+19.97%Best
3Y Return (annualized)+8.88%+20.14%Best
5Y Return (annualized)-11.89%+8.87%Best
Volatility (annualized)27.1%15.0%Best
Max Drawdown-63.5%-39.9%Best
$10,000 over 5 years$5,310$15,295Best
Fund FamilyGlobal X by mirae AssetVanguard (US)
CategoryEquityEquity
StyleMid Cap GrowthLarge Cap Blend
InceptionSep 12, 2016Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Sep 13, 2016 to Sep 23, 2026 (10 years).

FINX vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10 years both funds cover.

FINX vs VXUS Performance

Global X FinTech ETF (FINX) is an ETF from Global X by mirae Asset and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year FINX returned -25.08% while VXUS returned +19.97%. Year to date, FINX is down 13.60% versus a gain of 12.88% for VXUS.

Over three years, FINX compounded at +8.88% per year against +20.14% for VXUS; over five years the annualized figures are -11.89% and +8.87% respectively. Across the full 10-year window we track, VXUS has the edge at +8.24% annualized vs +6.21%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FINX has been the more volatile fund, with annualized monthly volatility of 27.1% compared with 15.0% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.5% for FINX and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.

Fees and Cost Over Time

FINX charges 0.68% per year while VXUS charges 0.05%. On a $10,000 position that is $68 vs $5 annually, a gap of $63 per year that compounds over a long holding period. On income, FINX currently yields 0.79% against 2.51% for VXUS.

Holdings Overlap

FINX already in VXUS11.6%

At least 11.6% of FINX's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

FINX and VXUS share little of their money.

12 positions in common, counted across the 74 positions we hold weights for in FINX and 8,082 in VXUS, against full books of 77 and 8,747.

Top Shared Holdings

StockWeight in FINXWeight in VXUSDifference
ADYEN:ASAdyen Nv4.72%0.06%4.66%
WSE:LNWise Group Plc2.36%0.02%2.34%
TEMN:SMTemenos Ag1.13%0.01%1.12%
BILLBill.Com Holdings, Inc. Common Stock0.83%0.00%0.83%
377300:KRKakaopay Corp0.80%0.00%0.80%
HUB:AUHub24 Ltd0.77%0.01%0.76%
NYAX:ILNayax Ltd. Ordinary Shares0.35%0.00%0.35%
0863:HKOsl Group Ltd0.23%0.00%0.23%
LULufax Holding Ltd-Adr 0.000000000.18%0.00%0.18%
9959:HKLinklogis Inc-Class B0.10%0.00%0.10%

You are not choosing between two funds in isolation.

Whichever of FINX and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FINXVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FINX or VXUS?

FINX has an expense ratio of 0.68% while VXUS charges 0.05%. VXUS is the cheaper option, by $63 a year on a $10,000 investment.

Which performed better, FINX or VXUS?

Over the past year FINX returned -25.08% vs +19.97% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (10 years), FINX annualized +6.21% vs +8.24% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FINX or VXUS?

FINX has been the more volatile fund at 27.1% annualized versus 15.0% for VXUS. Worst drawdown: FINX -63.5% vs VXUS -39.9%.

Should I hold both FINX and VXUS?

FINX and VXUS have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FINX and VXUS?

At least 11.6% of FINX's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 12 positions in common, counted across the 74 positions we hold weights for in FINX and 8,082 in VXUS.

Which pays a higher dividend, FINX or VXUS?

FINX yields 0.79% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.

Is VXUS better than FINX?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.