FINX vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricFINXVOOWinner
Expense Ratio0.68%0.03%
AUM$172M$997.4B
Dividend Yield0.84%1.08%
Holdings77509
YTD Return-9.07%+14.27%
1Y Return-18.87%+21.79%
3Y Return (annualized)+7.19%+22.19%
5Y Return (annualized)-9.94%+13.28%
Volatility (annualized)27.1%14.2%
Max Drawdown-63.5%-34.3%
Fund FamilyGlobal X by mirae AssetVanguard (US)
CategoryEquityEquity
InceptionSep 12, 2016Sep 7, 2010

FINX vs VOO Performance

Global X FinTech ETF (FINX) is a ETF from Global X by mirae Asset and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year FINX returned -18.87% while VOO returned +21.79%. Year to date, FINX is down 9.07% versus a gain of 14.27% for VOO.

Over three years, FINX compounded at +7.19% per year against +22.19% for VOO; over five years the annualized figures are -9.94% and +13.28% respectively. Across the full 10-year window we track, VOO has the edge at +13.59% annualized vs +6.83%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FINX has been the more volatile fund, with annualized monthly volatility of 27.1% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.5% for FINX and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FINX charges 0.68% per year while VOO charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, FINX currently yields 0.84% against 1.08% for VOO.

Holdings Overlap

1.9%overlap

FINX and VOO share 10 holdings out of 557 unique holdings combined, representing a 1.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FINXWeight in VOODifference
JKHY7.76%0.02%7.74%
SQ7.11%0.06%7.05%
AMD4.45%1.47%2.98%
HOODProProPro
INTUProProPro
PYPLProProPro
FIProProPro
COINProProPro
FISProProPro
GPNProProPro
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Frequently Asked Questions

Which is cheaper, FINX or VOO?

FINX has an expense ratio of 0.68% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $65 per year of difference.

Which performed better, FINX or VOO?

Over the past year FINX returned -18.87% vs +21.79% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (10 years), FINX annualized +6.83% vs +13.59% for VOO. Past performance does not guarantee future results.

Which is riskier, FINX or VOO?

FINX has been the more volatile fund at 27.1% annualized versus 14.2% for VOO. Worst drawdown: FINX -63.5% vs VOO -34.3%.

Should I hold both FINX and VOO?

FINX and VOO have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FINX and VOO?

FINX and VOO share 10 common holdings with a 1.9% weight overlap. Combined, they hold 557 unique securities.

Which pays a higher dividend, FINX or VOO?

FINX yields 0.84% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.

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