FINX vs VOO
Global X FinTech ETF vs Vanguard S&P 500 ETF
Which is better, FINX or VOO?
Mid Cap Growth against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 51.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FINX | VOO |
|---|---|---|
| Expense Ratio | 0.68% | 0.03%Best |
| AUM | $170M | $997.4B |
| Dividend Yield | 0.79% | 1.04% |
| Holdings | 77 | 509 |
| YTD Return | -15.89% | +12.67%Best |
| 1Y Return | -26.82% | +16.35%Best |
| 3Y Return (annualized) | +7.66% | +22.92%Best |
| 5Y Return (annualized) | -11.25% | +13.55%Best |
| Volatility (annualized) | 27.1% | 15.4%Best |
| Max Drawdown | -63.5% | -34.3%Best |
| $10,000 over 5 years | $5,506 | $18,877Best |
| Top 10 Weight | 51.4% | 37.6%Best |
| Fund Family | Global X by mirae Asset | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Sep 12, 2016 | Sep 7, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Sep 13, 2016 to Sep 28, 2026 (10 years).
FINX vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10 years both funds cover.
FINX vs VOO Performance
Global X FinTech ETF (FINX) is an ETF from Global X by mirae Asset and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year FINX returned -26.82% while VOO returned +16.35%. Year to date, FINX is down 15.89% versus a gain of 12.67% for VOO.
Over three years, FINX compounded at +7.66% per year against +22.92% for VOO; over five years the annualized figures are -11.25% and +13.55% respectively. Across the full 10-year window we track, VOO has the edge at +14.53% annualized vs +5.92%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FINX has been the more volatile fund, with annualized monthly volatility of 27.1% compared with 15.4% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -63.5% for FINX and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FINX charges 0.68% per year while VOO charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, FINX currently yields 0.79% against 1.04% for VOO.
Holdings Overlap
44.9% of FINX's money is in holdings VOO also owns. 0.6% of VOO's money is in holdings FINX also owns.
The two portfolios partly overlap.
9 positions in common, counted across the 74 positions we hold weights for in FINX and 494 in VOO, against full books of 77 and 509.
What only one of them owns
Our book lists 478 positions for VOO that do not appear in our book for FINX (98.6% of the fund), and 40 for FINX that do not appear in VOO (37.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FINX | Weight in VOO | Difference |
|---|---|---|---|
| HOODRobinhood Markets Inc - A | 7.49% | 0.11% | 7.38% |
| SQBlock Inc | 6.76% | 0.07% | 6.69% |
| PYPLPaypay Holdings, Inc. | 6.43% | 0.07% | 6.36% |
| COINCoinbase Globa-A | 5.01% | 0.05% | 4.96% |
| FIFiserv, Inc. (United States) | 4.73% | 0.04% | 4.69% |
| GPNGlobal Payments Inc. | 4.47% | 0.03% | 4.44% |
| INTUIntuit, Inc. | 4.30% | 0.14% | 4.16% |
| FISFidelity National Information Srvcs Inc | 3.54% | 0.04% | 3.50% |
| JKHYJack Henry & Associates Inc | 2.14% | 0.02% | 2.12% |
44.9% of FINX is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FINX or VOO?
FINX has an expense ratio of 0.68% while VOO charges 0.03%. VOO is the cheaper option, by $65 a year on a $10,000 investment.
Which performed better, FINX or VOO?
Over the past year FINX returned -26.82% vs +16.35% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (10 years), FINX annualized +5.92% vs +14.53% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FINX or VOO?
FINX has been the more volatile fund at 27.1% annualized versus 15.4% for VOO. Worst drawdown: FINX -63.5% vs VOO -34.3%.
Should I hold both FINX and VOO?
FINX and VOO have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FINX and VOO?
44.9% of FINX's money is in holdings VOO also owns. 0.6% of VOO's is in holdings FINX also owns. They hold 9 positions in common, counted across the 74 positions we hold weights for in FINX and 494 in VOO.
Which pays a higher dividend, FINX or VOO?
FINX yields 0.79% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.
Is VOO better than FINX?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 51.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.