FIXD vs VYM

FIXD vs VYM

Which is better, FIXD or VYM?

Long Term Mid Quality against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFIXDVYM
Expense Ratio0.65%0.04%Best
AUM$3.2B$81.6B
Dividend Yield4.80%2.22%
Holdings889613
YTD Return-1.60%+13.91%Best
1Y Return-1.35%+17.57%Best
3Y Return (annualized)+3.77%+18.12%Best
5Y Return (annualized)-1.15%+12.17%Best
Volatility (annualized)5.7%Best14.5%
Max Drawdown-21.8%Best-35.7%
$10,000 over 5 years$9,438$17,758Best
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleLong Term Mid QualityLarge Cap Value
InceptionFeb 14, 2017Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Feb 15, 2017 to Sep 11, 2026 (9.6 years).

FIXD vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.6 years both funds cover.

FIXD vs VYM Performance

First Trust Smith Opportunistic Fixed Income ETF (FIXD) is an ETF from First Trust Portfolios (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year FIXD returned -1.35% while VYM returned +17.57%. Year to date, FIXD is down 1.60% versus a gain of 13.91% for VYM.

Over three years, FIXD compounded at +3.77% per year against +18.12% for VYM; over five years the annualized figures are -1.15% and +12.17% respectively. Across the full 10-year window we track, VYM has the edge at +9.86% annualized vs +0.34%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 5.7% for FIXD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.8% for FIXD and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.35. They move together some of the time, and apart the rest.

Fees and Cost Over Time

FIXD charges 0.65% per year while VYM charges 0.04%. On a $10,000 position that is $65 vs $4 annually, a gap of $61 per year that compounds over a long holding period. On income, FIXD currently yields 4.80% against 2.22% for VYM.

Holdings Overlap

VYM already in FIXD0.9%

At least 0.9% of VYM's money is in holdings FIXD also owns.

Stated as a floor: for FIXD, our book for it covers 47.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

2 positions in common, counted across the 268 positions we hold weights for in FIXD and 603 in VYM, against full books of 889 and 613.

Top Shared Holdings

StockWeight in FIXDWeight in VYMDifference
CCitigroup Inc Variable Rate0.16%0.94%0.78%
BOHBank Of Hawaii Corp0.07%0.01%0.06%

You are not choosing between two funds in isolation.

Whichever of FIXD and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FIXDVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FIXD or VYM?

FIXD has an expense ratio of 0.65% while VYM charges 0.04%. VYM is the cheaper option, by $61 a year on a $10,000 investment.

Which performed better, FIXD or VYM?

Over the past year FIXD returned -1.35% vs +17.57% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (10 years), FIXD annualized +0.34% vs +9.86% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FIXD or VYM?

VYM has been the more volatile fund at 14.5% annualized versus 5.7% for FIXD. Worst drawdown: FIXD -21.8% vs VYM -35.7%.

Should I hold both FIXD and VYM?

FIXD and VYM have a monthly-return correlation of 0.35, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FIXD or VYM?

FIXD yields 4.80% while VYM yields 2.22%, so FIXD currently pays the higher dividend yield.

Is VYM better than FIXD?

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.