FIXP vs SCHD
FolioBeyond Enhanced Fixed Income Premium ETF vs Schwab US Dividend Equity ETF
Which is better, FIXP or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FIXP | SCHD |
|---|---|---|
| Expense Ratio | 1.01% | 0.06%Best |
| AUM | $10M | $112.2B |
| Dividend Yield | 5.59% | 3.13% |
| Holdings | 7 | 103 |
| YTD Return | +2.14% | +27.56%Best |
| 1Y Return | +4.70% | +30.29%Best |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 2.6%Best | 13.2% |
| Max Drawdown | -3.4%Best | -14.0% |
| $10,000 over 1.6 years | $10,700 | $13,060Best |
| Top 10 Weight | - | 41.5% |
| Fund Family | FolioBeyond | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Jan 22, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Jan 23, 2025 to Sep 4, 2026 (1.6 years).
FIXP vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
FIXP vs SCHD Performance
FolioBeyond Enhanced Fixed Income Premium ETF (FIXP) is an ETF from FolioBeyond and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FIXP returned +4.70% while SCHD returned +30.29%. Year to date, FIXP is up 2.14% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 2.6% for FIXP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.4% for FIXP and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FIXP charges 1.01% per year while SCHD charges 0.06%. On a $10,000 position that is $101 vs $6 annually, a gap of $95 per year that compounds over a long holding period. On income, FIXP currently yields 5.59% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 6 holdings in FIXP and 100 in SCHD, totalling 99.9% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 6 positions we hold weights for in FIXP and 100 in SCHD, against full books of 7 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for FIXP (99.9% of the fund), and 6 for FIXP that do not appear in SCHD (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of FIXP and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FIXP or SCHD?
FIXP has an expense ratio of 1.01% while SCHD charges 0.06%. SCHD is the cheaper option, by $95 a year on a $10,000 investment.
Which performed better, FIXP or SCHD?
Over the past year FIXP returned +4.70% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), FIXP annualized +4.32% vs +18.16% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FIXP or SCHD?
SCHD has been the more volatile fund at 13.2% annualized versus 2.6% for FIXP. Worst drawdown: FIXP -3.4% vs SCHD -14.0%.
Should I hold both FIXP and SCHD?
FIXP and SCHD have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FIXP or SCHD?
FIXP yields 5.59% while SCHD yields 3.13%, so FIXP currently pays the higher dividend yield.
Is SCHD better than FIXP?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.