FIYY vs SCHD
GraniteShares YieldBOOST 20Y+ Treasuries ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | FIYY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.07% | 0.06% | |
| AUM | $735,618.31 | $108.7B | |
| Dividend Yield | 1.26% | 3.13% | |
| Holdings | 0 | 104 | |
| YTD Return | -0.57% | +28.63% | |
| 1Y Return | - | +32.53% | |
| 3Y Return (annualized) | - | +16.97% | |
| 5Y Return (annualized) | - | +10.47% | |
| Volatility (annualized) | - | 13.7% | |
| Max Drawdown | -2.9% | -33.4% | |
| Fund Family | GraniteShares | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | May 5, 2026 | Oct 20, 2011 |
FIYY vs SCHD Performance
GraniteShares YieldBOOST 20Y+ Treasuries ETF (FIYY) is a ETF from GraniteShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, FIYY is down 0.57% versus a gain of 28.63% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.9% for FIYY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FIYY charges 1.07% per year while SCHD charges 0.06%. On a $10,000 position that is $107 vs $6 annually, a gap of $101 per year that compounds over a long holding period. On income, FIYY currently yields 1.26% against 3.13% for SCHD.
Frequently Asked Questions
Which is cheaper, FIYY or SCHD?
FIYY has an expense ratio of 1.07% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $101 per year of difference.
Which pays a higher dividend, FIYY or SCHD?
FIYY yields 1.26% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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