FLBR vs SCHD

FLBR vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricFLBRSCHDWinner
Expense Ratio0.19%0.06%
AUM$529M$108.7B
Dividend Yield5.70%3.13%
Holdings73104
YTD Return+8.74%+26.54%
1Y Return+25.23%+30.90%
3Y Return (annualized)+11.03%+16.29%
5Y Return (annualized)+7.23%+9.65%
Volatility (annualized)32.0%13.6%
Max Drawdown-57.4%-33.4%
Fund FamilyFranklin Templeton Investments (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionNov 3, 2017Oct 20, 2011

FLBR vs SCHD Performance

Franklin FTSE Brazil ETF (FLBR) is a ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FLBR returned +25.23% while SCHD returned +30.90%. Year to date, FLBR is up 8.74% versus a gain of 26.54% for SCHD.

Over three years, FLBR compounded at +11.03% per year against +16.29% for SCHD; over five years the annualized figures are +7.23% and +9.65% respectively. Across the full 9-year window we track, SCHD has the edge at +11.51% annualized vs +3.12%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FLBR has been the more volatile fund, with annualized monthly volatility of 32.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -57.4% for FLBR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FLBR charges 0.19% per year while SCHD charges 0.06%. On a $10,000 position that is $19 vs $6 annually, a gap of $13 per year that compounds over a long holding period. On income, FLBR currently yields 5.70% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

FLBR and SCHD share 0 holdings out of 164 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FLBR or SCHD?

FLBR has an expense ratio of 0.19% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $13 per year of difference.

Which performed better, FLBR or SCHD?

Over the past year FLBR returned +25.23% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), FLBR annualized +3.12% vs +11.51% for SCHD. Past performance does not guarantee future results.

Which is riskier, FLBR or SCHD?

FLBR has been the more volatile fund at 32.0% annualized versus 13.6% for SCHD. Worst drawdown: FLBR -57.4% vs SCHD -33.4%.

Should I hold both FLBR and SCHD?

FLBR and SCHD have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FLBR and SCHD?

FLBR and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 164 unique securities.

Which pays a higher dividend, FLBR or SCHD?

FLBR yields 5.70% while SCHD yields 3.13%, so FLBR currently pays the higher dividend yield.

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