FLIN vs VTI
Franklin FTSE India ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FLIN | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.19% | 0.03% | |
| AUM | $2.7B | $663.5B | |
| Dividend Yield | 0.43% | 1.07% | |
| Holdings | 280 | 3,543 | |
| YTD Return | -7.87% | +14.96% | |
| 1Y Return | -4.57% | +22.39% | |
| 3Y Return (annualized) | +6.00% | +21.51% | |
| 5Y Return (annualized) | +4.21% | +12.36% | |
| Volatility (annualized) | 17.7% | 15.4% | |
| Max Drawdown | -41.9% | -56.6% | |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 6, 2018 | May 24, 2001 |
FLIN vs VTI Performance
Franklin FTSE India ETF (FLIN) is a ETF from Franklin Templeton Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FLIN returned -4.57% while VTI returned +22.39%. Year to date, FLIN is down 7.87% versus a gain of 14.96% for VTI.
Over three years, FLIN compounded at +6.00% per year against +21.51% for VTI; over five years the annualized figures are +4.21% and +12.36% respectively. Across the full 9-year window we track, VTI has the edge at +8.16% annualized vs +5.93%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FLIN has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.9% for FLIN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FLIN charges 0.19% per year while VTI charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, FLIN currently yields 0.43% against 1.07% for VTI.
Holdings Overlap
FLIN and VTI share 1 holdings out of 3053 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FLIN | Weight in VTI | Difference |
|---|---|---|---|
| HAL | 0.52% | 0.04% | 0.48% |
Frequently Asked Questions
Which is cheaper, FLIN or VTI?
FLIN has an expense ratio of 0.19% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
Which performed better, FLIN or VTI?
Over the past year FLIN returned -4.57% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), FLIN annualized +5.93% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, FLIN or VTI?
FLIN has been the more volatile fund at 17.7% annualized versus 15.4% for VTI. Worst drawdown: FLIN -41.9% vs VTI -56.6%.
Should I hold both FLIN and VTI?
FLIN and VTI have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FLIN and VTI?
FLIN and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 3053 unique securities.
Which pays a higher dividend, FLIN or VTI?
FLIN yields 0.43% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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