FLIN vs SCHD
Franklin FTSE India ETF vs Schwab US Dividend Equity ETF
Which is better, FLIN or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FLIN | SCHD |
|---|---|---|
| Expense Ratio | 0.19% | 0.06%Best |
| AUM | $2.7B | $112.1B |
| Dividend Yield | 0.42% | 3.00% |
| Holdings | 284 | 103 |
| YTD Return | -10.51% | +23.60%Best |
| 1Y Return | -8.58% | +28.29%Best |
| 3Y Return (annualized) | +4.17% | +16.25%Best |
| 5Y Return (annualized) | +2.30% | +10.25%Best |
| Volatility (annualized) | 17.7% | 16.2%Best |
| Max Drawdown | -41.9% | -33.4%Best |
| $10,000 over 5 years | $11,204 | $16,289Best |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Feb 6, 2018 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 8, 2018 to Sep 21, 2026 (8.6 years).
FLIN vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.6 years both funds cover.
FLIN vs SCHD Performance
Franklin FTSE India ETF (FLIN) is an ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FLIN returned -8.58% while SCHD returned +28.29%. Year to date, FLIN is down 10.51% versus a gain of 23.60% for SCHD.
Over three years, FLIN compounded at +4.17% per year against +16.25% for SCHD; over five years the annualized figures are +2.30% and +10.25% respectively. Across the full 9-year window we track, SCHD has the edge at +11.29% annualized vs +5.50%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FLIN has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 16.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.9% for FLIN and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FLIN charges 0.19% per year while SCHD charges 0.06%. On a $10,000 position that is $19 vs $6 annually, a gap of $13 per year that compounds over a long holding period. On income, FLIN currently yields 0.42% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 272 holdings in FLIN and 100 in SCHD, totalling 94.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 272 positions we hold weights for in FLIN and 100 in SCHD, against full books of 284 and 103.
You are not choosing between two funds in isolation.
Whichever of FLIN and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FLIN or SCHD?
FLIN has an expense ratio of 0.19% while SCHD charges 0.06%. SCHD is the cheaper option, by $13 a year on a $10,000 investment.
Which performed better, FLIN or SCHD?
Over the past year FLIN returned -8.58% vs +28.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), FLIN annualized +5.50% vs +11.29% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FLIN or SCHD?
FLIN has been the more volatile fund at 17.7% annualized versus 16.2% for SCHD. Worst drawdown: FLIN -41.9% vs SCHD -33.4%.
Should I hold both FLIN and SCHD?
FLIN and SCHD have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FLIN or SCHD?
FLIN yields 0.42% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FLIN?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.