FLSW vs SCHD
Franklin FTSE Switzerland ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | FLSW | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.06% | |
| AUM | $84M | $108.7B | |
| Dividend Yield | 2.28% | 3.13% | |
| Holdings | 54 | 104 | |
| YTD Return | +7.26% | +26.54% | |
| 1Y Return | +18.75% | +30.90% | |
| 3Y Return (annualized) | +14.08% | +16.29% | |
| 5Y Return (annualized) | +6.82% | +9.65% | |
| Volatility (annualized) | 15.4% | 13.6% | |
| Max Drawdown | -28.2% | -33.4% | |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 6, 2018 | Oct 20, 2011 |
FLSW vs SCHD Performance
Franklin FTSE Switzerland ETF (FLSW) is a ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FLSW returned +18.75% while SCHD returned +30.90%. Year to date, FLSW is up 7.26% versus a gain of 26.54% for SCHD.
Over three years, FLSW compounded at +14.08% per year against +16.29% for SCHD; over five years the annualized figures are +6.82% and +9.65% respectively. Across the full 9-year window we track, SCHD has the edge at +11.51% annualized vs +9.08%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FLSW has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.2% for FLSW and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FLSW charges 0.09% per year while SCHD charges 0.06%. On a $10,000 position that is $9 vs $6 annually, a gap of $3 per year that compounds over a long holding period. On income, FLSW currently yields 2.28% against 3.13% for SCHD.
Holdings Overlap
FLSW and SCHD share 0 holdings out of 149 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FLSW or SCHD?
FLSW has an expense ratio of 0.09% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, FLSW or SCHD?
Over the past year FLSW returned +18.75% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), FLSW annualized +9.08% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, FLSW or SCHD?
FLSW has been the more volatile fund at 15.4% annualized versus 13.6% for SCHD. Worst drawdown: FLSW -28.2% vs SCHD -33.4%.
Should I hold both FLSW and SCHD?
FLSW and SCHD have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FLSW and SCHD?
FLSW and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 149 unique securities.
Which pays a higher dividend, FLSW or SCHD?
FLSW yields 2.28% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.