FMED vs VTI
Fidelity Disruptive Medicine ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. FMED delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | FMED | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.03% | |
| AUM | $45M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 77 | 3,543 | |
| YTD Return | +19.43% | +12.65% | |
| 1Y Return | +32.32% | +21.39% | |
| 3Y Return (annualized) | +11.59% | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 19.9% | 15.3% | |
| Max Drawdown | -21.8% | -56.6% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 13, 2023 | May 24, 2001 |
FMED vs VTI Performance
Fidelity Disruptive Medicine ETF (FMED) is a ETF from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FMED returned +32.32% while VTI returned +21.39%. Year to date, FMED is up 19.43% versus a gain of 12.65% for VTI.
Over three years, FMED compounded at +11.59% per year against +21.54% for VTI. Across the full 3-year window we track, FMED has the edge at +8.10% annualized vs +8.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FMED has been the more volatile fund, with annualized monthly volatility of 19.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.8% for FMED and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FMED charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, FMED currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
FMED and VTI share 49 holdings out of 2810 unique holdings combined, representing a 2.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FMED or VTI?
FMED has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, FMED or VTI?
Over the past year FMED returned +32.32% vs +21.39% for VTI, so FMED leads on 1-year performance. Over the longest common window we track (3 years), FMED annualized +8.10% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, FMED or VTI?
FMED has been the more volatile fund at 19.9% annualized versus 15.3% for VTI. Worst drawdown: FMED -21.8% vs VTI -56.6%.
Should I hold both FMED and VTI?
FMED and VTI have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FMED and VTI?
FMED and VTI share 49 common holdings with a 2.8% weight overlap. Combined, they hold 2810 unique securities.
Which pays a higher dividend, FMED or VTI?
FMED yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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