FNDA vs IVV
Schwab Fundamental US Small Company ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. FNDA delivered stronger 1-year returns. FNDA offers more diversification with 921 holdings.
Side-by-Side Comparison
| Metric | FNDA | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.03% | |
| AUM | $9.4B | $907.0B | |
| Dividend Yield | 1.12% | 1.10% | |
| Holdings | 921 | 508 | |
| YTD Return | +19.11% | +12.71% | |
| 1Y Return | +27.12% | +21.89% | |
| 3Y Return (annualized) | +16.37% | +22.08% | |
| 5Y Return (annualized) | +8.92% | +12.96% | |
| Volatility (annualized) | 19.5% | 15.1% | |
| Max Drawdown | -45.9% | -56.5% | |
| Fund Family | Charles Schwab Asset Management | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Aug 15, 2013 | May 15, 2000 |
FNDA vs IVV Performance
Schwab Fundamental US Small Company ETF (FNDA) is a ETF from Charles Schwab Asset Management and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year FNDA returned +27.12% while IVV returned +21.89%. Year to date, FNDA is up 19.11% versus a gain of 12.71% for IVV.
Over three years, FNDA compounded at +16.37% per year against +22.08% for IVV; over five years the annualized figures are +8.92% and +12.96% respectively. Across the full 13-year window we track, FNDA has the edge at +9.62% annualized vs +7.00%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FNDA has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.9% for FNDA and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FNDA charges 0.25% per year while IVV charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, FNDA currently yields 1.12% against 1.10% for IVV.
Holdings Overlap
FNDA and IVV share 43 holdings out of 1376 unique holdings combined, representing a 2.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FNDA or IVV?
FNDA has an expense ratio of 0.25% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, FNDA or IVV?
Over the past year FNDA returned +27.12% vs +21.89% for IVV, so FNDA leads on 1-year performance. Over the longest common window we track (13 years), FNDA annualized +9.62% vs +7.00% for IVV. Past performance does not guarantee future results.
Which is riskier, FNDA or IVV?
FNDA has been the more volatile fund at 19.5% annualized versus 15.1% for IVV. Worst drawdown: FNDA -45.9% vs IVV -56.5%.
Should I hold both FNDA and IVV?
FNDA and IVV have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FNDA and IVV?
FNDA and IVV share 43 common holdings with a 2.1% weight overlap. Combined, they hold 1376 unique securities.
Which pays a higher dividend, FNDA or IVV?
FNDA yields 1.12% while IVV yields 1.10%, so FNDA currently pays the higher dividend yield.
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