FNDA vs VOO
Schwab Fundamental US Small Company ETF vs Vanguard S&P 500 ETF
Which is better, FNDA or VOO?
Small Cap Blend against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. FNDA is less concentrated, with 3.9% of the fund in its ten largest positions against 37.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FNDA | VOO |
|---|---|---|
| Expense Ratio | 0.25% | 0.03%Best |
| AUM | $8.7B | $1.0T |
| Dividend Yield | 1.12% | 1.04% |
| Holdings | 918 | 506 |
| YTD Return | +12.99% | +13.59%Best |
| 1Y Return | +15.53% | +16.33%Best |
| 3Y Return (annualized) | +16.50% | +23.81%Best |
| 5Y Return (annualized) | +7.39% | +14.02%Best |
| Volatility (annualized) | 19.4% | 14.4%Best |
| Max Drawdown | -45.9% | -34.3%Best |
| $10,000 over 5 years | $14,283 | $19,271Best |
| Top 10 Weight | 3.9%Best | 37.6% |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Blend |
| Inception | Aug 15, 2013 | Sep 7, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Aug 15, 2013 to Oct 2, 2026 (13.1 years).
FNDA vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13.1 years both funds cover.
FNDA vs VOO Performance
Schwab Fundamental US Small Company ETF (FNDA) is an ETF from Charles Schwab Asset Management and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year FNDA returned +15.53% while VOO returned +16.33%. Year to date, FNDA is up 12.99% versus a gain of 13.59% for VOO.
Over three years, FNDA compounded at +16.50% per year against +23.81% for VOO; over five years the annualized figures are +7.39% and +14.02% respectively. Across the full 13-year window we track, VOO has the edge at +13.10% annualized vs +9.10%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FNDA has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 14.4% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.9% for FNDA and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FNDA charges 0.25% per year while VOO charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, FNDA currently yields 1.12% against 1.04% for VOO.
Holdings Overlap
6.3% of FNDA's money is in holdings VOO also owns. 3.0% of VOO's money is in holdings FNDA also owns.
FNDA and VOO share little of their money.
41 positions in common, counted across the 914 positions we hold weights for in FNDA and 494 in VOO, against full books of 918 and 506.
What only one of them owns
Our book lists 446 positions for VOO that do not appear in our book for FNDA (96.1% of the fund), and 847 for FNDA that do not appear in VOO (91.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FNDA | Weight in VOO | Difference |
|---|---|---|---|
| LITELumentum Holdings Inc | 0.56% | 0.09% | 0.47% |
| PLTRPalantir Technologies Inc | 0.11% | 0.44% | 0.33% |
| COHRCoherent Corp | 0.35% | 0.08% | 0.27% |
| CRWDCrowdstrike Holdings Inc | 0.13% | 0.30% | 0.17% |
| FIXComfort Systems USA Inc. | 0.30% | 0.09% | 0.21% |
| DASHDoordash Inc - A | 0.26% | 0.12% | 0.14% |
| BABoeing Co | 0.06% | 0.26% | 0.20% |
| DXCMDexcom Inc. | 0.27% | 0.05% | 0.22% |
| VEEVVeeva Systems Inc | 0.26% | 0.05% | 0.21% |
| VRSNVerisign Inc. | 0.26% | 0.04% | 0.22% |
You are not choosing between two funds in isolation.
Whichever of FNDA and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FNDA or VOO?
FNDA has an expense ratio of 0.25% while VOO charges 0.03%. VOO is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, FNDA or VOO?
Over the past year FNDA returned +15.53% vs +16.33% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (13 years), FNDA annualized +9.10% vs +13.10% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FNDA or VOO?
FNDA has been the more volatile fund at 19.4% annualized versus 14.4% for VOO. Worst drawdown: FNDA -45.9% vs VOO -34.3%.
Should I hold both FNDA and VOO?
FNDA and VOO have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FNDA and VOO?
6.3% of FNDA's money is in holdings VOO also owns. 3.0% of VOO's is in holdings FNDA also owns. They hold 41 positions in common, counted across the 914 positions we hold weights for in FNDA and 494 in VOO.
Which pays a higher dividend, FNDA or VOO?
FNDA yields 1.12% while VOO yields 1.04%, so FNDA currently pays the higher dividend yield.
Is VOO better than FNDA?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. FNDA is less concentrated, with 3.9% of the fund in its ten largest positions against 37.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.