FNDA vs VOO
Schwab Fundamental US Small Company ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. FNDA delivered stronger 1-year returns. FNDA offers more diversification with 921 holdings.
Side-by-Side Comparison
| Metric | FNDA | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.03% | |
| AUM | $9.4B | $997.4B | |
| Dividend Yield | 1.12% | 1.08% | |
| Holdings | 921 | 509 | |
| YTD Return | +19.11% | +12.68% | |
| 1Y Return | +27.12% | +21.87% | |
| 3Y Return (annualized) | +16.37% | +22.06% | |
| 5Y Return (annualized) | +8.92% | +12.95% | |
| Volatility (annualized) | 19.5% | 14.1% | |
| Max Drawdown | -45.9% | -34.3% | |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 15, 2013 | Sep 7, 2010 |
FNDA vs VOO Performance
Schwab Fundamental US Small Company ETF (FNDA) is a ETF from Charles Schwab Asset Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year FNDA returned +27.12% while VOO returned +21.87%. Year to date, FNDA is up 19.11% versus a gain of 12.68% for VOO.
Over three years, FNDA compounded at +16.37% per year against +22.06% for VOO; over five years the annualized figures are +8.92% and +12.95% respectively. Across the full 13-year window we track, VOO has the edge at +13.47% annualized vs +9.62%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FNDA has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.9% for FNDA and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FNDA charges 0.25% per year while VOO charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, FNDA currently yields 1.12% against 1.08% for VOO.
Holdings Overlap
FNDA and VOO share 42 holdings out of 1377 unique holdings combined, representing a 2.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FNDA or VOO?
FNDA has an expense ratio of 0.25% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, FNDA or VOO?
Over the past year FNDA returned +27.12% vs +21.87% for VOO, so FNDA leads on 1-year performance. Over the longest common window we track (13 years), FNDA annualized +9.62% vs +13.47% for VOO. Past performance does not guarantee future results.
Which is riskier, FNDA or VOO?
FNDA has been the more volatile fund at 19.5% annualized versus 14.1% for VOO. Worst drawdown: FNDA -45.9% vs VOO -34.3%.
Should I hold both FNDA and VOO?
FNDA and VOO have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FNDA and VOO?
FNDA and VOO share 42 common holdings with a 2.1% weight overlap. Combined, they hold 1377 unique securities.
Which pays a higher dividend, FNDA or VOO?
FNDA yields 1.12% while VOO yields 1.08%, so FNDA currently pays the higher dividend yield.
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