FSKAX vs VTSAX
Fidelity Total Market Index Fund vs Vanguard Morningstar Total Stock Market Index Fund Admiral Class
Which is better, FSKAX or VTSAX?
Nearly the same fund. FSKAX costs less.
FSKAX has a lower expense ratio. FSKAX led over 3Y, 5Y and the full window, VTSAX over 1Y. The two have moved almost in lockstep, correlation 1.00.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FSKAX | VTSAX |
|---|---|---|
| Expense Ratio | 0.02%Best | 0.04% |
| AUM | $141.6B | $480.6B |
| Dividend Yield | 0.94% | 1.05% |
| Holdings | 3,753 | 3,517 |
| YTD Price Return | +10.55%Best | +9.84% |
| 1Y Price Return | +10.22% | +10.32%Best |
| 3Y Price Return (annualized) | +19.50%Best | +19.41% |
| 5Y Price Return (annualized) | +8.99%Best | +8.87% |
| Volatility (annualized) | 15.8%Best | 16.0% |
| Max Drawdown | -26.0%Best | -26.3% |
| $10,000 over 5 years | $15,379Best | $15,295 |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 8, 2011 | Nov 13, 2000 |
Not shown on this pair: Top 10 Weight.
Returns are price returns and exclude distributions, because our data feed carries no adjusted close for FSKAX or VTSAX. Both funds are measured the same way, so the comparison holds. FSKAX yields 0.94% and VTSAX 1.05% on top.
Volatility and max drawdown are measured over the window both funds cover: Nov 12, 2021 to Nov 10, 2026 (5 years).
FSKAX vs VTSAX growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover. Prices exclude distributions, on both funds alike.
FSKAX vs VTSAX Performance
Fidelity Total Market Index Fund (FSKAX) is a mutual fund from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market Index Fund Admiral Class (VTSAX) is a mutual fund from Vanguard (US). Over the past year FSKAX returned +10.22% while VTSAX returned +10.32%. Year to date, FSKAX is up 10.55% versus a gain of 9.84% for VTSAX.
Over three years, FSKAX compounded at +19.50% per year against +19.41% for VTSAX; over five years the annualized figures are +8.99% and +8.87% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTSAX has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.8% for FSKAX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.0% for FSKAX and -26.3% for VTSAX. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
FSKAX charges 0.02% per year while VTSAX charges 0.04%. On a $10,000 position that is $2 vs $4 annually, a gap of $2 per year that compounds over a long holding period. On income, FSKAX currently yields 0.94% against 1.05% for VTSAX.
Holdings Overlap
We hold position weights for 1 holding in FSKAX and 3,410 in VTSAX, totalling 0.0% and 97.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in FSKAX and 3,410 in VTSAX, against full books of 3,753 and 3,517.
You are not choosing between two funds in isolation.
Whichever of FSKAX and VTSAX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FSKAX or VTSAX?
FSKAX has an expense ratio of 0.02% while VTSAX charges 0.04%. FSKAX is the cheaper option, by $2 a year on a $10,000 investment.
Which performed better, FSKAX or VTSAX?
Over the past year FSKAX returned +10.22% vs +10.32% for VTSAX, so VTSAX leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FSKAX or VTSAX?
VTSAX has been the more volatile fund at 16.0% annualized versus 15.8% for FSKAX. Worst drawdown: FSKAX -26.0% vs VTSAX -26.3%.
Should I hold both FSKAX and VTSAX?
FSKAX and VTSAX have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, FSKAX or VTSAX?
FSKAX yields 0.94% while VTSAX yields 1.05%, so VTSAX currently pays the higher dividend yield.
Is VTSAX better than FSKAX?
FSKAX has a lower expense ratio. FSKAX led over 3Y, 5Y and the full window, VTSAX over 1Y. The two have moved almost in lockstep, correlation 1.00. Which one suits a particular account depends on what it is for. This is information, not a recommendation.