FTIF vs QQQ

FTIF vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. FTIF delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: FTIFMore Diversified: QQQ

Side-by-Side Comparison

MetricFTIFQQQWinner
Expense Ratio0.60%0.18%
AUM$6M$496.3B
Dividend Yield1.08%0.44%
Holdings50108
YTD Return+29.22%+16.23%
1Y Return+41.16%+26.23%
3Y Return (annualized)+13.65%+25.75%
5Y Return (annualized)-+14.78%
Volatility (annualized)15.7%30.6%
Max Drawdown-27.8%-83.0%
Fund FamilyFirst Trust Portfolios (US)Invesco (US)
CategoryEquityEquity
InceptionMar 13, 2023Mar 10, 1999

FTIF vs QQQ Performance

First Trust Bloomberg Inflation Sensitive Equity ETF (FTIF) is a ETF from First Trust Portfolios (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year FTIF returned +41.16% while QQQ returned +26.23%. Year to date, FTIF is up 29.22% versus a gain of 16.23% for QQQ.

Over three years, FTIF compounded at +13.65% per year against +25.75% for QQQ. Across the full 3-year window we track, FTIF has the edge at +14.77% annualized vs +13.02%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 15.7% for FTIF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -27.8% for FTIF and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FTIF charges 0.60% per year while QQQ charges 0.18%. On a $10,000 position that is $60 vs $18 annually, a gap of $42 per year that compounds over a long holding period. On income, FTIF currently yields 1.08% against 0.44% for QQQ.

Holdings Overlap

0.5%overlap

FTIF and QQQ share 1 holdings out of 151 unique holdings combined, representing a 0.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FTIFWeight in QQQDifference
ADP2.27%0.47%1.80%

Frequently Asked Questions

Which is cheaper, FTIF or QQQ?

FTIF has an expense ratio of 0.60% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

Which performed better, FTIF or QQQ?

Over the past year FTIF returned +41.16% vs +26.23% for QQQ, so FTIF leads on 1-year performance. Over the longest common window we track (3 years), FTIF annualized +14.77% vs +13.02% for QQQ. Past performance does not guarantee future results.

Which is riskier, FTIF or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 15.7% for FTIF. Worst drawdown: FTIF -27.8% vs QQQ -83.0%.

Should I hold both FTIF and QQQ?

FTIF and QQQ have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FTIF and QQQ?

FTIF and QQQ share 1 common holdings with a 0.5% weight overlap. Combined, they hold 151 unique securities.

Which pays a higher dividend, FTIF or QQQ?

FTIF yields 1.08% while QQQ yields 0.44%, so FTIF currently pays the higher dividend yield.

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