FTIF vs SCHD
First Trust Bloomberg Inflation Sensitive Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. FTIF delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | FTIF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.06% | |
| AUM | $6M | $108.7B | |
| Dividend Yield | 1.08% | 3.13% | |
| Holdings | 50 | 104 | |
| YTD Return | +26.79% | +26.54% | |
| 1Y Return | +36.90% | +30.90% | |
| 3Y Return (annualized) | +12.94% | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | 15.6% | 13.6% | |
| Max Drawdown | -27.8% | -33.4% | |
| Fund Family | First Trust Portfolios (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 13, 2023 | Oct 20, 2011 |
FTIF vs SCHD Performance
First Trust Bloomberg Inflation Sensitive Equity ETF (FTIF) is a ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FTIF returned +36.90% while SCHD returned +30.90%. Year to date, FTIF is up 26.79% versus a gain of 26.54% for SCHD.
Over three years, FTIF compounded at +12.94% per year against +16.29% for SCHD. Across the full 3-year window we track, FTIF has the edge at +14.21% annualized vs +11.51%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FTIF has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.8% for FTIF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FTIF charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, FTIF currently yields 1.08% against 3.13% for SCHD.
Holdings Overlap
FTIF and SCHD share 8 holdings out of 142 unique holdings combined, representing a 12.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FTIF or SCHD?
FTIF has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
Which performed better, FTIF or SCHD?
Over the past year FTIF returned +36.90% vs +30.90% for SCHD, so FTIF leads on 1-year performance. Over the longest common window we track (3 years), FTIF annualized +14.21% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, FTIF or SCHD?
FTIF has been the more volatile fund at 15.6% annualized versus 13.6% for SCHD. Worst drawdown: FTIF -27.8% vs SCHD -33.4%.
Should I hold both FTIF and SCHD?
FTIF and SCHD have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FTIF and SCHD?
FTIF and SCHD share 8 common holdings with a 12.3% weight overlap. Combined, they hold 142 unique securities.
Which pays a higher dividend, FTIF or SCHD?
FTIF yields 1.08% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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