FTIF vs SCHD
First Trust Bloomberg Inflation Sensitive Equity ETF vs Schwab US Dividend Equity ETF
Which is better, FTIF or SCHD?
Mid Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. FTIF led over 1Y, SCHD over 3Y and the full window. FTIF is less concentrated, with 21.9% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FTIF | SCHD |
|---|---|---|
| Expense Ratio | 0.60% | 0.06%Best |
| AUM | $6M | $112.2B |
| Dividend Yield | 1.08% | 3.13% |
| Holdings | 102 | 103 |
| YTD Return | +29.19%Best | +28.59% |
| 1Y Return | +39.09%Best | +31.77% |
| 3Y Return (annualized) | +12.94% | +16.70%Best |
| 5Y Return (annualized) | - | +10.09% |
| Volatility (annualized) | 15.4% | 13.2%Best |
| Max Drawdown | -27.8% | -16.1%Best |
| $10,000 over 3.5 years | $16,107 | $16,776Best |
| Top 10 Weight | 21.9%Best | 41.5% |
| Fund Family | First Trust Portfolios (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Value |
| Inception | Mar 13, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.5 years row, are measured over the window both funds cover: Mar 14, 2023 to Sep 3, 2026 (3.5 years).
FTIF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.5 years both funds cover.
FTIF vs SCHD Performance
First Trust Bloomberg Inflation Sensitive Equity ETF (FTIF) is an ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FTIF returned +39.09% while SCHD returned +31.77%. Year to date, FTIF is up 29.19% versus a gain of 28.59% for SCHD.
Over three years, FTIF compounded at +12.94% per year against +16.70% for SCHD. Across the full 4-year window we track, SCHD has the edge at +15.93% annualized vs +14.59%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FTIF has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.8% for FTIF and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FTIF charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, FTIF currently yields 1.08% against 3.13% for SCHD.
Holdings Overlap
16.7% of FTIF's money is in holdings SCHD also owns. 16.7% of SCHD's money is in holdings FTIF also owns.
SCHD and FTIF share little of their money.
8 positions in common, counted across the 50 positions we hold weights for in FTIF and 100 in SCHD, against full books of 102 and 103.
What only one of them owns
Our book lists 91 positions for SCHD that do not appear in our book for FTIF (83.2% of the fund), and 42 for FTIF that do not appear in SCHD (83.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FTIF | Weight in SCHD | Difference |
|---|---|---|---|
| CVXChevron Corp | 2.12% | 3.74% | 1.62% |
| COPConocophillips Common Stock USD 0.01 | 2.08% | 3.59% | 1.51% |
| LMTLockheed Martin Corp | 2.13% | 2.99% | 0.86% |
| ADPAutomatic Data Processing, Inc. | 2.27% | 2.72% | 0.45% |
| EOGEog Resources Inc | 1.95% | 1.80% | 0.15% |
| DVNDevon Energy Corporation | 1.92% | 1.24% | 0.68% |
| DINOHollyfrontier | 2.24% | 0.31% | 1.93% |
| APAApa Corp | 2.00% | 0.33% | 1.67% |
You are not choosing between two funds in isolation.
Whichever of FTIF and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FTIF or SCHD?
FTIF has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option, by $54 a year on a $10,000 investment.
Which performed better, FTIF or SCHD?
Over the past year FTIF returned +39.09% vs +31.77% for SCHD, so FTIF leads on 1-year performance. Over the longest common window we track (4 years), FTIF annualized +14.59% vs +15.93% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FTIF or SCHD?
FTIF has been the more volatile fund at 15.4% annualized versus 13.2% for SCHD. Worst drawdown: FTIF -27.8% vs SCHD -16.1%.
Should I hold both FTIF and SCHD?
FTIF and SCHD have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FTIF and SCHD?
16.7% of SCHD's money is in holdings FTIF also owns. 16.7% of SCHD's is in holdings FTIF also owns. They hold 8 positions in common, counted across the 50 positions we hold weights for in FTIF and 100 in SCHD.
Which pays a higher dividend, FTIF or SCHD?
FTIF yields 1.08% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FTIF?
SCHD has a lower expense ratio. FTIF led over 1Y, SCHD over 3Y and the full window. FTIF is less concentrated, with 21.9% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.