FTMU vs VTI
Franklin Municipal Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FTMU or VTI?
Municipal Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FTMU | VTI |
|---|---|---|
| Expense Ratio | 0.30% | 0.03%Best |
| AUM | $457M | $666.9B |
| Dividend Yield | 3.84% | 1.03% |
| Holdings | 265 | 3,543 |
| YTD Return | -1.17% | +11.06%Best |
| 1Y Return | -1.07% | +15.41%Best |
| 3Y Return (annualized) | - | +20.48% |
| 5Y Return (annualized) | - | +11.52% |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Municipal Bond | Large Cap Blend |
| Inception | Dec 31, 1976 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
FTMU vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FTMU vs VTI Performance
Franklin Municipal Income ETF (FTMU) is an ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FTMU returned -1.07% while VTI returned +15.41%. Year to date, FTMU is down 1.17% versus a gain of 11.06% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
FTMU charges 0.30% per year while VTI charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, FTMU currently yields 3.84% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 82 holdings in FTMU and 3,463 in VTI, totalling 40.1% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 82 positions we hold weights for in FTMU and 3,463 in VTI, against full books of 265 and 3,543.
You are not choosing between two funds in isolation.
Whichever of FTMU and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FTMU or VTI?
FTMU has an expense ratio of 0.30% while VTI charges 0.03%. VTI is the cheaper option, by $27 a year on a $10,000 investment.
Which performed better, FTMU or VTI?
Over the past year FTMU returned -1.07% vs +15.41% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, FTMU or VTI?
FTMU yields 3.84% while VTI yields 1.03%, so FTMU currently pays the higher dividend yield.
Is VTI better than FTMU?
VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.