FTMU vs VTI
Franklin Municipal Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | FTMU | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.03% | |
| AUM | $468M | $666.9B | |
| Dividend Yield | 3.69% | 1.07% | |
| Holdings | 265 | 3,543 | |
| YTD Return | +1.51% | +13.12% | |
| 1Y Return | - | +20.82% | |
| 3Y Return (annualized) | - | +21.43% | |
| 5Y Return (annualized) | - | +11.84% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -3.1% | -56.6% | |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 31, 1976 | May 24, 2001 |
FTMU vs VTI Performance
Franklin Municipal Income ETF (FTMU) is a ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, FTMU is up 1.51% versus a gain of 13.12% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.1% for FTMU and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FTMU charges 0.30% per year while VTI charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, FTMU currently yields 3.69% against 1.07% for VTI.
Holdings Overlap
FTMU and VTI share 0 holdings out of 2872 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FTMU or VTI?
FTMU has an expense ratio of 0.30% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $27 per year of difference.
What is the holdings overlap between FTMU and VTI?
FTMU and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2872 unique securities.
Which pays a higher dividend, FTMU or VTI?
FTMU yields 3.69% while VTI yields 1.07%, so FTMU currently pays the higher dividend yield.
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