FV vs SCHD

FV vs SCHD

Which is better, FV or SCHD?

Mid Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. FV led over 3Y and the full window, SCHD over 1Y and 5Y.

Lower Fees: SCHDHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFVSCHD
Expense Ratio0.89%0.06%Best
AUM$3.8B$112.1B
Dividend Yield0.50%3.00%
Holdings6103
YTD Return+14.05%+24.23%Best
1Y Return+19.03%+27.90%Best
3Y Return (annualized)+17.54%Best+15.55%
5Y Return (annualized)+9.73%+9.97%Best
Volatility (annualized)18.2%14.4%Best
Max Drawdown-34.0%-33.4%Best
$10,000 over 5 years$15,908$16,083Best
Top 10 Weight-41.8%
Fund FamilyFirst Trust Portfolios (US)Charles Schwab Asset Management
CategoryEquityEquity
StyleMid Cap BlendLarge Cap Value
InceptionMar 5, 2014Oct 20, 2011

Volatility and max drawdown are measured over the window both funds cover: Mar 6, 2014 to Sep 17, 2026 (12.5 years).

FV vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.5 years both funds cover.

FV vs SCHD Performance

First Trust Dorsey Wright Focus 5 ETF (FV) is an ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FV returned +19.03% while SCHD returned +27.90%. Year to date, FV is up 14.05% versus a gain of 24.23% for SCHD.

Over three years, FV compounded at +17.54% per year against +15.55% for SCHD; over five years the annualized figures are +9.73% and +9.97% respectively. Across the full 13-year window we track, FV has the edge at +11.20% annualized vs +10.19%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FV has been the more volatile fund, with annualized monthly volatility of 18.2% compared with 14.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.0% for FV and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FV charges 0.89% per year while SCHD charges 0.06%. On a $10,000 position that is $89 vs $6 annually, a gap of $83 per year that compounds over a long holding period. On income, FV currently yields 0.50% against 3.00% for SCHD.

Holdings Overlap

We hold position weights for 5 holdings in FV and 100 in SCHD, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 5 positions we hold weights for in FV and 100 in SCHD, against full books of 6 and 103.

What only one of them owns

Our book lists 99 positions for SCHD that do not appear in our book for FV (99.9% of the fund), and 5 for FV that do not appear in SCHD (100.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of FV and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FVSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FV or SCHD?

FV has an expense ratio of 0.89% while SCHD charges 0.06%. SCHD is the cheaper option, by $83 a year on a $10,000 investment.

Which performed better, FV or SCHD?

Over the past year FV returned +19.03% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (13 years), FV annualized +11.20% vs +10.19% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FV or SCHD?

FV has been the more volatile fund at 18.2% annualized versus 14.4% for SCHD. Worst drawdown: FV -34.0% vs SCHD -33.4%.

Should I hold both FV and SCHD?

FV and SCHD have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FV or SCHD?

FV yields 0.50% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than FV?

SCHD has a lower expense ratio. FV led over 3Y and the full window, SCHD over 1Y and 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.