FXP vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricFXPSCHDWinner
Expense Ratio0.95%0.06%
AUM$6M$103.7B
Dividend Yield2.55%3.31%
Holdings6104
YTD Return+16.13%+24.26%
1Y Return+1.49%+31.38%
3Y Return (annualized)-28.89%+15.08%
5Y Return (annualized)-20.78%+9.72%
Volatility (annualized)48.2%13.6%
Max Drawdown-99.9%-33.4%
Fund FamilyProSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionNov 6, 2007Oct 20, 2011

FXP vs SCHD Performance

ProShares Ultrashort FTSE China 50 (FXP) is a ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FXP returned +1.49% while SCHD returned +31.38%. Year to date, FXP is up 16.13% versus a gain of 24.26% for SCHD.

Over three years, FXP compounded at -28.89% per year against +15.08% for SCHD; over five years the annualized figures are -20.78% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs -28.72%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FXP has been the more volatile fund, with annualized monthly volatility of 48.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -99.9% for FXP and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.32. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FXP charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, FXP currently yields 2.55% against 3.31% for SCHD.

Frequently Asked Questions

Which is cheaper, FXP or SCHD?

FXP has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, FXP or SCHD?

Over the past year FXP returned +1.49% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), FXP annualized -28.72% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, FXP or SCHD?

FXP has been the more volatile fund at 48.2% annualized versus 13.6% for SCHD. Worst drawdown: FXP -99.9% vs SCHD -33.4%.

Should I hold both FXP and SCHD?

FXP and SCHD have a monthly-return correlation of -0.32, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, FXP or SCHD?

FXP yields 2.55% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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