FYLD vs SCHD
Cambria Foreign Shareholder Yield ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. FYLD delivered stronger 1-year returns. FYLD offers more diversification with 110 holdings.
Side-by-Side Comparison
| Metric | FYLD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.06% | |
| AUM | $702M | $108.7B | |
| Dividend Yield | 3.30% | 3.13% | |
| Holdings | 110 | 104 | |
| YTD Return | +22.59% | +28.63% | |
| 1Y Return | +34.62% | +32.53% | |
| 3Y Return (annualized) | +23.96% | +16.97% | |
| 5Y Return (annualized) | +13.80% | +10.47% | |
| Volatility (annualized) | 16.2% | 13.7% | |
| Max Drawdown | -44.5% | -33.4% | |
| Fund Family | Cambria Investment Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 2, 2013 | Oct 20, 2011 |
FYLD vs SCHD Performance
Cambria Foreign Shareholder Yield ETF (FYLD) is a ETF from Cambria Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FYLD returned +34.62% while SCHD returned +32.53%. Year to date, FYLD is up 22.59% versus a gain of 28.63% for SCHD.
Over three years, FYLD compounded at +23.96% per year against +16.97% for SCHD; over five years the annualized figures are +13.80% and +10.47% respectively. Across the full 13-year window we track, SCHD has the edge at +11.63% annualized vs +8.43%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FYLD has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.5% for FYLD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FYLD charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, FYLD currently yields 3.30% against 3.13% for SCHD.
Holdings Overlap
FYLD and SCHD share 0 holdings out of 202 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FYLD or SCHD?
FYLD has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, FYLD or SCHD?
Over the past year FYLD returned +34.62% vs +32.53% for SCHD, so FYLD leads on 1-year performance. Over the longest common window we track (13 years), FYLD annualized +8.43% vs +11.63% for SCHD. Past performance does not guarantee future results.
Which is riskier, FYLD or SCHD?
FYLD has been the more volatile fund at 16.2% annualized versus 13.7% for SCHD. Worst drawdown: FYLD -44.5% vs SCHD -33.4%.
Should I hold both FYLD and SCHD?
FYLD and SCHD have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FYLD and SCHD?
FYLD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 202 unique securities.
Which pays a higher dividend, FYLD or SCHD?
FYLD yields 3.30% while SCHD yields 3.13%, so FYLD currently pays the higher dividend yield.
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