FYLD vs VTI
Cambria Foreign Shareholder Yield ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FYLD or VTI?
Mid Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. FYLD led over 1Y, 3Y and 5Y, VTI over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FYLD | VTI |
|---|---|---|
| Expense Ratio | 0.59% | 0.03%Best |
| AUM | $718M | $666.9B |
| Dividend Yield | 3.30% | 1.03% |
| Holdings | 110 | 3,543 |
| YTD Return | +24.60%Best | +12.57% |
| 1Y Return | +33.06%Best | +17.22% |
| 3Y Return (annualized) | +23.42%Best | +20.87% |
| 5Y Return (annualized) | +12.90%Best | +11.86% |
| Volatility (annualized) | 16.1% | 15.0%Best |
| Max Drawdown | -44.5% | -35.0%Best |
| $10,000 over 5 years | $18,343Best | $17,514 |
| Fund Family | Cambria Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Dec 2, 2013 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 3, 2013 to Sep 11, 2026 (12.8 years).
FYLD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.8 years both funds cover.
FYLD vs VTI Performance
Cambria Foreign Shareholder Yield ETF (FYLD) is an ETF from Cambria Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FYLD returned +33.06% while VTI returned +17.22%. Year to date, FYLD is up 24.60% versus a gain of 12.57% for VTI.
Over three years, FYLD compounded at +23.42% per year against +20.87% for VTI; over five years the annualized figures are +12.90% and +11.86% respectively. Across the full 13-year window we track, VTI has the edge at +12.21% annualized vs +8.52%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FYLD has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 15.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.5% for FYLD and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FYLD charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, FYLD currently yields 3.30% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 103 holdings in FYLD and 2,787 in VTI, totalling 99.6% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 63 days apart, FYLD as of Sep 1, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 103 positions we hold weights for in FYLD and 2,787 in VTI, against full books of 110 and 3,543.
You are not choosing between two funds in isolation.
Whichever of FYLD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FYLD or VTI?
FYLD has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option, by $56 a year on a $10,000 investment.
Which performed better, FYLD or VTI?
Over the past year FYLD returned +33.06% vs +17.22% for VTI, so FYLD leads on 1-year performance. Over the longest common window we track (13 years), FYLD annualized +8.52% vs +12.21% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FYLD or VTI?
FYLD has been the more volatile fund at 16.1% annualized versus 15.0% for VTI. Worst drawdown: FYLD -44.5% vs VTI -35.0%.
Should I hold both FYLD and VTI?
FYLD and VTI have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FYLD or VTI?
FYLD yields 3.30% while VTI yields 1.03%, so FYLD currently pays the higher dividend yield.
Is VTI better than FYLD?
VTI has a lower expense ratio. FYLD led over 1Y, 3Y and 5Y, VTI over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.