GAID vs SCHD

GAID vs SCHD

Which is better, GAID or SCHD?

Large Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. GAID is less concentrated, with 37.7% of the fund in its ten largest positions against 41.5%.

Lower Fees: SCHDLess Concentrated: GAID

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGAIDSCHD
Expense Ratio0.45%0.06%Best
AUM$369,311.15$112.2B
Dividend Yield0.65%3.13%
Holdings30103
Top 10 Weight37.7%Best41.5%
Fund FamilyGuinness Atkinson FundsCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionDec 22, 2025Oct 20, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window.

The two price series end 70 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. GAID has data through Jun 26, 2026 and SCHD through Sep 4, 2026.

Fees and Cost Over Time

GAID charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, GAID currently yields 0.65% against 3.13% for SCHD.

Holdings Overlap

We hold position weights for 29 holdings in GAID and 100 in SCHD, totalling 96.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 129 days apart, GAID as of Mar 31, 2026 and SCHD as of Aug 7, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 29 positions we hold weights for in GAID and 100 in SCHD, against full books of 30 and 103.

What only one of them owns

Our book lists 99 positions for SCHD that do not appear in our book for GAID (99.9% of the fund), and 1 for GAID that do not appear in SCHD (3.1%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of GAID and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GAIDSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, GAID or SCHD?

GAID has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option, by $39 a year on a $10,000 investment.

Which pays a higher dividend, GAID or SCHD?

GAID yields 0.65% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

Is SCHD better than GAID?

SCHD has a lower expense ratio. GAID is less concentrated, with 37.7% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.