GDIV vs VXUS

GDIV vs VXUS

Which is better, GDIV or VXUS?

VXUS has been ahead.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGDIVVXUS
Expense Ratio0.50%0.05%Best
AUM$240M$158.1B
Dividend Yield1.12%2.51%
Holdings528,747
YTD Return+10.55%+13.64%Best
1Y Return+17.05%+20.82%Best
3Y Return (annualized)+15.34%+19.58%Best
5Y Return (annualized)-+9.14%
Volatility (annualized)14.2%Best15.3%
Max Drawdown-18.9%Best-19.3%
$10,000 over 4.3 years$16,086$17,733Best
Fund FamilyHarbor FundsVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionApr 29, 2010Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.3 years row, are measured over the window both funds cover: May 23, 2022 to Sep 17, 2026 (4.3 years).

GDIV vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.3 years both funds cover.

GDIV vs VXUS Performance

Harbor Dividend Growth Leaders ETF (GDIV) is an ETF from Harbor Funds and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year GDIV returned +17.05% while VXUS returned +20.82%. Year to date, GDIV is up 10.55% versus a gain of 13.64% for VXUS.

Over three years, GDIV compounded at +15.34% per year against +19.58% for VXUS. Across the full 4-year window we track, VXUS has the edge at +14.25% annualized vs +11.69%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.2% for GDIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.9% for GDIV and -19.3% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GDIV charges 0.50% per year while VXUS charges 0.05%. On a $10,000 position that is $50 vs $5 annually, a gap of $45 per year that compounds over a long holding period. On income, GDIV currently yields 1.12% against 2.51% for VXUS.

Holdings Overlap

GDIV already in VXUS0.9%

At least 0.9% of GDIV's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 53 positions we hold weights for in GDIV and 8,082 in VXUS, against full books of 52 and 8,747.

Top Shared Holdings

StockWeight in GDIVWeight in VXUSDifference
AMAntero Midstream Corporationam0.90%0.01%0.89%

You are not choosing between two funds in isolation.

Whichever of GDIV and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GDIVVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, GDIV or VXUS?

GDIV has an expense ratio of 0.50% while VXUS charges 0.05%. VXUS is the cheaper option, by $45 a year on a $10,000 investment.

Which performed better, GDIV or VXUS?

Over the past year GDIV returned +17.05% vs +20.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), GDIV annualized +11.69% vs +14.25% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GDIV or VXUS?

VXUS has been the more volatile fund at 15.3% annualized versus 14.2% for GDIV. Worst drawdown: GDIV -18.9% vs VXUS -19.3%.

Should I hold both GDIV and VXUS?

GDIV and VXUS have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, GDIV or VXUS?

GDIV yields 1.12% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.

Is VXUS better than GDIV?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.