GDIV vs VYM

GDIV vs VYM

Which is better, GDIV or VYM?

Large Cap Blend against Large Cap Value.

VYM has a lower expense ratio. GDIV led over 1Y, VYM over 3Y and the full window. The two have moved almost in lockstep, correlation 0.94. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 33.4%.

Lower Fees: VYMHigher Returns: splitLess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGDIVVYM
Expense Ratio0.50%0.04%Best
AUM$240M$81.6B
Dividend Yield1.12%2.22%
Holdings52613
YTD Return+10.55%+12.29%Best
1Y Return+17.05%Best+16.61%
3Y Return (annualized)+15.34%+17.42%Best
5Y Return (annualized)-+12.12%
Volatility (annualized)14.2%13.9%Best
Max Drawdown-18.9%-14.5%Best
$10,000 over 4.3 years$16,086$16,849Best
Top 10 Weight33.4%26.1%Best
Fund FamilyHarbor FundsVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionApr 29, 2010Nov 10, 2006

Volatility and max drawdown, and the $10,000 over 4.3 years row, are measured over the window both funds cover: May 23, 2022 to Sep 17, 2026 (4.3 years).

GDIV vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.3 years both funds cover.

GDIV vs VYM Performance

Harbor Dividend Growth Leaders ETF (GDIV) is an ETF from Harbor Funds and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year GDIV returned +17.05% while VYM returned +16.61%. Year to date, GDIV is up 10.55% versus a gain of 12.29% for VYM.

Over three years, GDIV compounded at +15.34% per year against +17.42% for VYM. Across the full 4-year window we track, VYM has the edge at +12.90% annualized vs +11.69%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GDIV has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 13.9% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.9% for GDIV and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

GDIV charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, GDIV currently yields 1.12% against 2.22% for VYM.

Holdings Overlap

GDIV already in VYM54.4%
VYM already in GDIV24.8%

54.4% of GDIV's money is in holdings VYM also owns. 24.8% of VYM's money is in holdings GDIV also owns.

The two portfolios partly overlap.

32 positions in common, counted across the 53 positions we hold weights for in GDIV and 557 in VYM, against full books of 52 and 613.

What only one of them owns

Our book lists 496 positions for VYM that do not appear in our book for GDIV (72.2% of the fund), and 20 for GDIV that do not appear in VYM (40.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in GDIVWeight in VYMDifference
AVGOBroadcom Inc2.50%7.35%4.85%
JNJJohnson & Johnson - Common3.10%2.51%0.59%
BACBank of America Corp.: Financials2.70%1.66%1.04%
KOCoca Cola Co.2.70%1.38%1.32%
WMBWilliams Cos. Inc.3.10%0.35%2.75%
MRKMerck & Company Inc2.00%1.31%0.69%
GILDGilead Sciences2.40%0.66%1.74%
NEENextera Energy Inc2.30%0.74%1.56%
UNHUnitedhealth Group Incorporated1.50%1.52%0.02%
GSGoldman Sachs Group Inc/The1.70%1.13%0.57%

54.4% of GDIV is already inside VYM.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

GDIVVYM

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Frequently Asked Questions

Which is cheaper, GDIV or VYM?

GDIV has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option, by $46 a year on a $10,000 investment.

Which performed better, GDIV or VYM?

Over the past year GDIV returned +17.05% vs +16.61% for VYM, so GDIV leads on 1-year performance. Over the longest common window we track (4 years), GDIV annualized +11.69% vs +12.90% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GDIV or VYM?

GDIV has been the more volatile fund at 14.2% annualized versus 13.9% for VYM. Worst drawdown: GDIV -18.9% vs VYM -14.5%.

Should I hold both GDIV and VYM?

GDIV and VYM have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between GDIV and VYM?

54.4% of GDIV's money is in holdings VYM also owns. 24.8% of VYM's is in holdings GDIV also owns. They hold 32 positions in common, counted across the 53 positions we hold weights for in GDIV and 557 in VYM.

Which pays a higher dividend, GDIV or VYM?

GDIV yields 1.12% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than GDIV?

VYM has a lower expense ratio. GDIV led over 1Y, VYM over 3Y and the full window. The two have moved almost in lockstep, correlation 0.94. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 33.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.