GENW vs SCHD
Genter Capital International Dividend ETF vs Schwab US Dividend Equity ETF
Which is better, GENW or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. GENW led over the full window, SCHD over 1Y. GENW is less concentrated, with 39.7% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GENW | SCHD |
|---|---|---|
| Expense Ratio | 0.38% | 0.06%Best |
| AUM | $5M | $112.2B |
| Dividend Yield | 2.20% | 3.13% |
| Holdings | 36 | 103 |
| YTD Return | +16.09% | +27.56%Best |
| 1Y Return | +27.82% | +30.29%Best |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 11.3%Best | 13.2% |
| Max Drawdown | -14.4% | -14.0%Best |
| $10,000 over 1.6 years | $15,948Best | $13,368 |
| Top 10 Weight | 39.7%Best | 41.5% |
| Fund Family | Genter Capital Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Dec 31, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Jan 13, 2025 to Sep 4, 2026 (1.6 years).
GENW vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
GENW vs SCHD Performance
Genter Capital International Dividend ETF (GENW) is an ETF from Genter Capital Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year GENW returned +27.82% while SCHD returned +30.29%. Year to date, GENW is up 16.09% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 11.3% for GENW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.4% for GENW and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.57. They move together some of the time, and apart the rest.
Fees and Cost Over Time
GENW charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, GENW currently yields 2.20% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 36 holdings in GENW and 100 in SCHD, totalling 100.1% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 36 positions we hold weights for in GENW and 100 in SCHD, against full books of 36 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for GENW (99.9% of the fund), and 20 for GENW that do not appear in SCHD (53.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of GENW and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GENW or SCHD?
GENW has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, GENW or SCHD?
Over the past year GENW returned +27.82% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), GENW annualized +33.87% vs +19.89% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GENW or SCHD?
SCHD has been the more volatile fund at 13.2% annualized versus 11.3% for GENW. Worst drawdown: GENW -14.4% vs SCHD -14.0%.
Should I hold both GENW and SCHD?
GENW and SCHD have a monthly-return correlation of 0.57, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, GENW or SCHD?
GENW yields 2.20% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than GENW?
SCHD has a lower expense ratio. GENW led over the full window, SCHD over 1Y. GENW is less concentrated, with 39.7% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.