GENW vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricGENWSCHDWinner
Expense Ratio0.40%0.06%
AUM$5M$103.7B
Dividend Yield2.30%3.31%
Holdings36104
YTD Return+16.13%+25.62%
1Y Return+29.85%+32.62%
3Y Return (annualized)-+15.58%
5Y Return (annualized)-+9.63%
Volatility (annualized)11.3%13.6%
Max Drawdown-14.4%-33.4%
Fund FamilyGenter Capital ManagementCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 31, 2024Oct 20, 2011

GENW vs SCHD Performance

Genter Capital International Dividend ETF (GENW) is a ETF from Genter Capital Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GENW returned +29.85% while SCHD returned +32.62%. Year to date, GENW is up 16.13% versus a gain of 25.62% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.3% for GENW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.4% for GENW and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

GENW charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, GENW currently yields 2.30% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

GENW and SCHD share 0 holdings out of 135 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, GENW or SCHD?

GENW has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $34 per year of difference.

Which performed better, GENW or SCHD?

Over the past year GENW returned +29.85% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), GENW annualized +35.54% vs +11.47% for SCHD. Past performance does not guarantee future results.

Which is riskier, GENW or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 11.3% for GENW. Worst drawdown: GENW -14.4% vs SCHD -33.4%.

Should I hold both GENW and SCHD?

GENW and SCHD have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GENW and SCHD?

GENW and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 135 unique securities.

Which pays a higher dividend, GENW or SCHD?

GENW yields 2.30% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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