GHY vs VTI

GHY vs VTI

Which is better, GHY or VTI?

High Yield Bond against Large Cap Blend.

VTI led over 1Y, 3Y, 5Y and the full window.

Higher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGHYVTI
Expense Ratio-0.03%
AUM$543M$666.9B
Dividend Yield9.88%1.03%
Holdings8893,543
YTD Return-2.98%+12.08%Best
1Y Return-6.31%+16.31%Best
3Y Return (annualized)+11.20%+20.83%Best
5Y Return (annualized)+3.49%+11.89%Best
Volatility (annualized)12.9%Best14.7%
Max Drawdown-55.6%-35.0%Best
$10,000 over 5 years$11,871$17,537Best
Fund FamilyPGIM InvestmentsVanguard (US)
CategoryFixed IncomeEquity
StyleHigh Yield BondLarge Cap Blend
InceptionDec 21, 2012May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Dec 21, 2012 to Sep 14, 2026 (13.7 years).

GHY vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

GHY vs VTI Performance

PGIM Global High Yield Fund, Inc (GHY) is an ETF from PGIM Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GHY returned -6.31% while VTI returned +16.31%. Year to date, GHY is down 2.98% versus a gain of 12.08% for VTI.

Over three years, GHY compounded at +11.20% per year against +20.83% for VTI; over five years the annualized figures are +3.49% and +11.89% respectively. Across the full 14-year window we track, VTI has the edge at +13.23% annualized vs -0.09%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 14.7% compared with 12.9% for GHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -55.6% for GHY and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Holdings Overlap

VTI already in GHY0.1%

At least 0.1% of VTI's money is in holdings GHY also owns.

Stated as a floor: for GHY, our book for it covers 66.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

The two holdings books were reported 182 days apart, GHY as of Jan 30, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

3 positions in common, counted across the 545 positions we hold weights for in GHY and 3,463 in VTI, against full books of 889 and 3,543.

Top Shared Holdings

StockWeight in GHYWeight in VTIDifference
HPHeritage Pwr Llc0.50%0.00%0.50%
EXEExpand Energy Corp0.10%0.03%0.07%
GENGenon Hldgs Class A0.08%0.02%0.06%

You are not choosing between two funds in isolation.

Whichever of GHY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GHYVTI

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Frequently Asked Questions

Which performed better, GHY or VTI?

Over the past year GHY returned -6.31% vs +16.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (14 years), GHY annualized -0.09% vs +13.23% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GHY or VTI?

VTI has been the more volatile fund at 14.7% annualized versus 12.9% for GHY. Worst drawdown: GHY -55.6% vs VTI -35.0%.

Should I hold both GHY and VTI?

GHY and VTI have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, GHY or VTI?

GHY yields 9.88% while VTI yields 1.03%, so GHY currently pays the higher dividend yield.

Is VTI better than GHY?

VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.