GRNY vs SCHD
Fundstrat Granny Shots US Large Cap ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | GRNY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $4.3B | $103.7B | |
| Dividend Yield | 0.07% | 3.31% | |
| Holdings | 43 | 104 | |
| YTD Return | +12.05% | +25.62% | |
| 1Y Return | +18.00% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 18.1% | 13.6% | |
| Max Drawdown | -24.2% | -33.4% | |
| Fund Family | Fundstrat Capital | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 7, 2024 | Oct 20, 2011 |
GRNY vs SCHD Performance
Fundstrat Granny Shots US Large Cap ETF (GRNY) is a ETF from Fundstrat Capital and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GRNY returned +18.00% while SCHD returned +32.62%. Year to date, GRNY is up 12.05% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
GRNY has been the more volatile fund, with annualized monthly volatility of 18.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.2% for GRNY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.06. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GRNY charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, GRNY currently yields 0.07% against 3.31% for SCHD.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, GRNY or SCHD?
GRNY has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
Which performed better, GRNY or SCHD?
Over the past year GRNY returned +18.00% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), GRNY annualized +20.48% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, GRNY or SCHD?
GRNY has been the more volatile fund at 18.1% annualized versus 13.6% for SCHD. Worst drawdown: GRNY -24.2% vs SCHD -33.4%.
Should I hold both GRNY and SCHD?
GRNY and SCHD have a monthly-return correlation of 0.06, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GRNY and SCHD?
GRNY and SCHD share 2 common holdings with a 3.7% weight overlap. Combined, they hold 140 unique securities.
Which pays a higher dividend, GRNY or SCHD?
GRNY yields 0.07% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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