GSID vs SCHD
Goldman Sachs MarketBeta International Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. GSID offers more diversification with 908 holdings.
Side-by-Side Comparison
| Metric | GSID | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.06% | |
| AUM | $1.1B | $108.7B | |
| Dividend Yield | 2.44% | 3.13% | |
| Holdings | 908 | 104 | |
| YTD Return | +10.96% | +26.50% | |
| 1Y Return | +18.04% | +31.25% | |
| 3Y Return (annualized) | +18.24% | +16.34% | |
| 5Y Return (annualized) | +8.87% | +10.10% | |
| Volatility (annualized) | 15.5% | 13.6% | |
| Max Drawdown | -29.9% | -33.4% | |
| Fund Family | Goldman Sachs Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 12, 2020 | Oct 20, 2011 |
GSID vs SCHD Performance
Goldman Sachs MarketBeta International Equity ETF (GSID) is a ETF from Goldman Sachs Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GSID returned +18.04% while SCHD returned +31.25%. Year to date, GSID is up 10.96% versus a gain of 26.50% for SCHD.
Over three years, GSID compounded at +18.24% per year against +16.34% for SCHD; over five years the annualized figures are +8.87% and +10.10% respectively. Across the full 6-year window we track, GSID has the edge at +14.17% annualized vs +11.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GSID has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.9% for GSID and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GSID charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, GSID currently yields 2.44% against 3.13% for SCHD.
Holdings Overlap
GSID and SCHD share 0 holdings out of 976 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GSID or SCHD?
GSID has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $14 per year of difference.
Which performed better, GSID or SCHD?
Over the past year GSID returned +18.04% vs +31.25% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), GSID annualized +14.17% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, GSID or SCHD?
GSID has been the more volatile fund at 15.5% annualized versus 13.6% for SCHD. Worst drawdown: GSID -29.9% vs SCHD -33.4%.
Should I hold both GSID and SCHD?
GSID and SCHD have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GSID and SCHD?
GSID and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 976 unique securities.
Which pays a higher dividend, GSID or SCHD?
GSID yields 2.44% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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