GTR vs SCHD
WisdomTree Target Range Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | GTR | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.70% | 0.06% | |
| AUM | $71M | $103.7B | |
| Dividend Yield | 5.32% | 3.31% | |
| Holdings | 11 | 104 | |
| YTD Return | +10.20% | +24.26% | |
| 1Y Return | +18.34% | +31.38% | |
| 3Y Return (annualized) | +13.23% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 9.9% | 13.6% | |
| Max Drawdown | -21.4% | -33.4% | |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 7, 2021 | Oct 20, 2011 |
GTR vs SCHD Performance
WisdomTree Target Range Fund (GTR) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GTR returned +18.34% while SCHD returned +31.38%. Year to date, GTR is up 10.20% versus a gain of 24.26% for SCHD.
Over three years, GTR compounded at +13.23% per year against +15.08% for SCHD. Across the full 5-year window we track, SCHD has the edge at +11.39% annualized vs +5.74%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 9.9% for GTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.4% for GTR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GTR charges 0.70% per year while SCHD charges 0.06%. On a $10,000 position that is $70 vs $6 annually, a gap of $64 per year that compounds over a long holding period. On income, GTR currently yields 5.32% against 3.31% for SCHD.
Holdings Overlap
GTR and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GTR or SCHD?
GTR has an expense ratio of 0.70% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $64 per year of difference.
Which performed better, GTR or SCHD?
Over the past year GTR returned +18.34% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), GTR annualized +5.74% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, GTR or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 9.9% for GTR. Worst drawdown: GTR -21.4% vs SCHD -33.4%.
Should I hold both GTR and SCHD?
GTR and SCHD have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GTR and SCHD?
GTR and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, GTR or SCHD?
GTR yields 5.32% while SCHD yields 3.31%, so GTR currently pays the higher dividend yield.
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