HAP vs SCHD
HAP vs SCHD
VanEck Natural Resources ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. HAP delivered stronger 1-year returns. HAP offers more diversification with 120 holdings.
Side-by-Side Comparison
| Metric | HAP | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.41% | 0.06% | |
| AUM | $294M | $103.7B | |
| Dividend Yield | 1.99% | 3.31% | |
| Holdings | 146 | 104 | |
| YTD Return | +19.04% | +24.26% | |
| 1Y Return | +40.52% | +31.38% | |
| 3Y Return (annualized) | +15.42% | +15.08% | |
| 5Y Return (annualized) | +12.17% | +9.72% | |
| Volatility (annualized) | 20.1% | 13.6% | |
| Max Drawdown | -50.7% | -33.4% | |
| Fund Family | VanEck | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 29, 2008 | Oct 20, 2011 |
HAP vs SCHD Performance
VanEck Natural Resources ETF (HAP) is a ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HAP returned +40.52% while SCHD returned +31.38%. Year to date, HAP is up 19.04% versus a gain of 24.26% for SCHD.
Over three years, HAP compounded at +15.42% per year against +15.08% for SCHD; over five years the annualized figures are +12.17% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +6.00%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HAP has been the more volatile fund, with annualized monthly volatility of 20.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -50.7% for HAP and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HAP charges 0.41% per year while SCHD charges 0.06%. On a $10,000 position that is $41 vs $6 annually, a gap of $35 per year that compounds over a long holding period. On income, HAP currently yields 1.99% against 3.31% for SCHD.
Holdings Overlap
HAP and SCHD share 7 holdings out of 213 unique holdings combined, representing a 7.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in HAP | Weight in SCHD | Difference |
|---|---|---|---|
| CVX | 4.97% | 3.95% | 1.02% |
| COP | 1.10% | 3.70% | 2.60% |
| ADM | 1.83% | 1.07% | 0.76% |
| EOG | Pro | Pro | Pro |
| SLB:CW | Pro | Pro | Pro |
| OKE | Pro | Pro | Pro |
| DVN | Pro | Pro | Pro |
See all 7 holdings HAP shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, HAP or SCHD?
HAP has an expense ratio of 0.41% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $35 per year of difference.
Which performed better, HAP or SCHD?
Over the past year HAP returned +40.52% vs +31.38% for SCHD, so HAP leads on 1-year performance. Over the longest common window we track (15 years), HAP annualized +6.00% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, HAP or SCHD?
HAP has been the more volatile fund at 20.1% annualized versus 13.6% for SCHD. Worst drawdown: HAP -50.7% vs SCHD -33.4%.
Should I hold both HAP and SCHD?
HAP and SCHD have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HAP and SCHD?
HAP and SCHD share 7 common holdings with a 7.9% weight overlap. Combined, they hold 213 unique securities.
Which pays a higher dividend, HAP or SCHD?
HAP yields 1.99% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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