HAP vs SCHD
VanEck Natural Resources ETF vs Schwab US Dividend Equity ETF
Which is better, HAP or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. HAP led over 1Y, 3Y and 5Y, SCHD over the full window. HAP is less concentrated, with 36.5% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HAP | SCHD |
|---|---|---|
| Expense Ratio | 0.41% | 0.06%Best |
| AUM | $299M | $112.1B |
| Dividend Yield | 1.77% | 3.00% |
| Holdings | 131 | 103 |
| YTD Return | +23.75% | +24.04%Best |
| 1Y Return | +38.13%Best | +27.95% |
| 3Y Return (annualized) | +16.53%Best | +15.51% |
| 5Y Return (annualized) | +12.85%Best | +9.80% |
| Volatility (annualized) | 17.7% | 13.6%Best |
| Max Drawdown | -44.1% | -33.4%Best |
| $10,000 over 5 years | $18,302Best | $15,959 |
| Top 10 Weight | 36.5%Best | 41.8% |
| Fund Family | VanEck | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Aug 29, 2008 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 16, 2026 (14.9 years).
HAP vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
HAP vs SCHD Performance
VanEck Natural Resources ETF (HAP) is an ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year HAP returned +38.13% while SCHD returned +27.95%. Year to date, HAP is up 23.75% versus a gain of 24.04% for SCHD.
Over three years, HAP compounded at +16.53% per year against +15.51% for SCHD; over five years the annualized figures are +12.85% and +9.80% respectively. Across the full 15-year window we track, SCHD has the edge at +11.29% annualized vs +7.94%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HAP has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.1% for HAP and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HAP charges 0.41% per year while SCHD charges 0.06%. On a $10,000 position that is $41 vs $6 annually, a gap of $35 per year that compounds over a long holding period. On income, HAP currently yields 1.77% against 3.00% for SCHD.
Holdings Overlap
9.6% of HAP's money is in holdings SCHD also owns. 15.8% of SCHD's money is in holdings HAP also owns.
SCHD and HAP share little of their money.
7 positions in common, counted across the 133 positions we hold weights for in HAP and 100 in SCHD, against full books of 131 and 103.
What only one of them owns
Our book lists 92 positions for SCHD that do not appear in our book for HAP (84.1% of the fund), and 42 for HAP that do not appear in SCHD (42.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in HAP | Weight in SCHD | Difference |
|---|---|---|---|
| CVXChevron Corp | 4.98% | 4.02% | 0.96% |
| COPConocophillips Common Stock USD 0.01 | 1.16% | 3.94% | 2.78% |
| SLBSchlumberger Nv. | 0.57% | 2.19% | 1.62% |
| ADMArcher-Daniels-Midland Co. | 1.65% | 0.96% | 0.69% |
| EOGEog Resources Inc | 0.44% | 1.88% | 1.44% |
| OKEOneok Inc. | 0.41% | 1.47% | 1.06% |
| DVNDevon Energy Corporation | 0.40% | 1.36% | 0.96% |
You are not choosing between two funds in isolation.
Whichever of HAP and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HAP or SCHD?
HAP has an expense ratio of 0.41% while SCHD charges 0.06%. SCHD is the cheaper option, by $35 a year on a $10,000 investment.
Which performed better, HAP or SCHD?
Over the past year HAP returned +38.13% vs +27.95% for SCHD, so HAP leads on 1-year performance. Over the longest common window we track (15 years), HAP annualized +7.94% vs +11.29% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HAP or SCHD?
HAP has been the more volatile fund at 17.7% annualized versus 13.6% for SCHD. Worst drawdown: HAP -44.1% vs SCHD -33.4%.
Should I hold both HAP and SCHD?
HAP and SCHD have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between HAP and SCHD?
15.8% of SCHD's money is in holdings HAP also owns. 15.8% of SCHD's is in holdings HAP also owns. They hold 7 positions in common, counted across the 133 positions we hold weights for in HAP and 100 in SCHD.
Which pays a higher dividend, HAP or SCHD?
HAP yields 1.77% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than HAP?
SCHD has a lower expense ratio. HAP led over 1Y, 3Y and 5Y, SCHD over the full window. HAP is less concentrated, with 36.5% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.