HEJD vs VTI

HEJD vs VTI

Which is better, HEJD or VTI?

All Cap Blend against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHEJDVTI
Expense Ratio0.55%0.03%Best
AUM$38M$666.9B
Dividend Yield4.26%1.03%
Holdings2043,543
Volatility (annualized)4.5%Best11.0%
Max Drawdown-10.3%Best-19.3%
$10,000 over 1.6 years$11,495$12,828Best
Fund FamilyVictory Capital Management Inc.Vanguard (US)
CategoryEquityEquity
StyleAll Cap BlendLarge Cap Blend
InceptionJul 10, 2024May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 225 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. HEJD has data through Jan 29, 2026 and VTI through Sep 11, 2026.

Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Jul 11, 2024 to Jan 29, 2026 (1.6 years).

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 11.0% compared with 4.5% for HEJD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.3% for HEJD and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.

Fees and Cost Over Time

HEJD charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, HEJD currently yields 4.26% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 199 holdings in HEJD and 2,787 in VTI, totalling 89.1% and 90.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 152 positions appear in both.

The two holdings books were reported 242 days apart, HEJD as of Oct 31, 2025 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

152 positions in common, counted across the 199 positions we hold weights for in HEJD and 2,787 in VTI, against full books of 204 and 3,543.

Top Shared Holdings

StockWeight in HEJDWeight in VTIDifference
MRKMerck & Co. Inc.1.67%0.44%1.23%
PEPPepsico Inc.1.79%0.25%1.54%
VZVerizon Communications, Inc.1.55%0.22%1.33%
MOAltria Group Inc.1.50%0.17%1.33%
TAt&t, Inc.1.30%0.20%1.10%
EVRGEvergy Inc.1.46%0.03%1.43%
GISGeneral Mills Inc.1.45%0.03%1.42%
FLOFlowers Foods Inc1.36%0.00%1.36%
KMIKinder Morgan Inc./de1.27%0.08%1.19%
PMPhilip Morris International Inc.0.90%0.39%0.51%

You are not choosing between two funds in isolation.

Whichever of HEJD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HEJDVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HEJD or VTI?

HEJD has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option, by $52 a year on a $10,000 investment.

Which is riskier, HEJD or VTI?

VTI has been the more volatile fund at 11.0% annualized versus 4.5% for HEJD. Worst drawdown: HEJD -10.3% vs VTI -19.3%.

Should I hold both HEJD and VTI?

HEJD and VTI have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, HEJD or VTI?

HEJD yields 4.26% while VTI yields 1.03%, so HEJD currently pays the higher dividend yield.

Is VTI better than HEJD?

VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.