Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricHFSCHDWinner
Expense Ratio1.70%0.06%
AUM$20M$103.7B
Dividend Yield11.46%3.31%
Holdings26104
YTD Return+11.63%+24.26%
1Y Return+9.82%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)7.3%13.6%
Max Drawdown-4.3%-33.4%
Fund FamilyDays Global AdvisorsCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionAug 2, 2023Oct 20, 2011

HF vs SCHD Performance

DGA Core Plus Absolute Return ETF (HF) is a ETF from Days Global Advisors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HF returned +9.82% while SCHD returned +31.38%. Year to date, HF is up 11.63% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 7.3% for HF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.3% for HF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HF charges 1.70% per year while SCHD charges 0.06%. On a $10,000 position that is $170 vs $6 annually, a gap of $164 per year that compounds over a long holding period. On income, HF currently yields 11.46% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

HF and SCHD share 0 holdings out of 116 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HF or SCHD?

HF has an expense ratio of 1.70% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $164 per year of difference.

Which performed better, HF or SCHD?

Over the past year HF returned +9.82% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), HF annualized +10.83% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, HF or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 7.3% for HF. Worst drawdown: HF -4.3% vs SCHD -33.4%.

Should I hold both HF and SCHD?

HF and SCHD have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HF and SCHD?

HF and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 116 unique securities.

Which pays a higher dividend, HF or SCHD?

HF yields 11.46% while SCHD yields 3.31%, so HF currently pays the higher dividend yield.

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