HF vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricHFSPYWinner
Expense Ratio1.70%0.09%
AUM$20M$789.1B
Dividend Yield11.46%1.01%
Holdings26505
YTD Return+11.63%+13.39%
1Y Return+9.82%+22.52%
3Y Return (annualized)-+21.36%
5Y Return (annualized)-+13.19%
Volatility (annualized)7.3%15.3%
Max Drawdown-4.3%-56.5%
Fund FamilyDays Global AdvisorsState Street Investment Management
CategoryAlternativeEquity
InceptionAug 2, 2023Jan 22, 1993

HF vs SPY Performance

DGA Core Plus Absolute Return ETF (HF) is a ETF from Days Global Advisors and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year HF returned +9.82% while SPY returned +22.52%. Year to date, HF is up 11.63% versus a gain of 13.39% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.3% for HF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.3% for HF and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HF charges 1.70% per year while SPY charges 0.09%. On a $10,000 position that is $170 vs $9 annually, a gap of $161 per year that compounds over a long holding period. On income, HF currently yields 11.46% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

HF and SPY share 0 holdings out of 519 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HF or SPY?

HF has an expense ratio of 1.70% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $161 per year of difference.

Which performed better, HF or SPY?

Over the past year HF returned +9.82% vs +22.52% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), HF annualized +10.83% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, HF or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 7.3% for HF. Worst drawdown: HF -4.3% vs SPY -56.5%.

Should I hold both HF and SPY?

HF and SPY have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HF and SPY?

HF and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 519 unique securities.

Which pays a higher dividend, HF or SPY?

HF yields 11.46% while SPY yields 1.01%, so HF currently pays the higher dividend yield.

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