HFND vs VYM
Unlimited HFND Multi-Strategy Return Tracker ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 568 holdings.
Side-by-Side Comparison
| Metric | HFND | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 1.07% | 0.04% | |
| AUM | $36M | $79.0B | |
| Dividend Yield | 3.52% | 2.86% | |
| Holdings | 47 | 568 | |
| YTD Return | +9.51% | +16.78% | |
| 1Y Return | +13.49% | +24.43% | |
| 3Y Return (annualized) | +9.84% | +18.60% | |
| 5Y Return (annualized) | - | +12.30% | |
| Volatility (annualized) | 7.4% | 14.6% | |
| Max Drawdown | -13.3% | -58.8% | |
| Fund Family | Unlimited Funds | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 10, 2022 | Nov 10, 2006 |
HFND vs VYM Performance
Unlimited HFND Multi-Strategy Return Tracker ETF (HFND) is a ETF from Unlimited Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year HFND returned +13.49% while VYM returned +24.43%. Year to date, HFND is up 9.51% versus a gain of 16.78% for VYM.
Over three years, HFND compounded at +9.84% per year against +18.60% for VYM. Across the full 4-year window we track, HFND has the edge at +8.55% annualized vs +7.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 7.4% for HFND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.3% for HFND and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HFND charges 1.07% per year while VYM charges 0.04%. On a $10,000 position that is $107 vs $4 annually, a gap of $103 per year that compounds over a long holding period. On income, HFND currently yields 3.52% against 2.86% for VYM.
Holdings Overlap
HFND and VYM share 0 holdings out of 586 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HFND or VYM?
HFND has an expense ratio of 1.07% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $103 per year of difference.
Which performed better, HFND or VYM?
Over the past year HFND returned +13.49% vs +24.43% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), HFND annualized +8.55% vs +7.11% for VYM. Past performance does not guarantee future results.
Which is riskier, HFND or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 7.4% for HFND. Worst drawdown: HFND -13.3% vs VYM -58.8%.
Should I hold both HFND and VYM?
HFND and VYM have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HFND and VYM?
HFND and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 586 unique securities.
Which pays a higher dividend, HFND or VYM?
HFND yields 3.52% while VYM yields 2.86%, so HFND currently pays the higher dividend yield.
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