HFND vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricHFNDVOOWinner
Expense Ratio1.07%0.03%
AUM$36M$979.0B
Dividend Yield3.52%1.09%
Holdings47509
YTD Return+9.09%+13.44%
1Y Return+14.69%+22.62%
3Y Return (annualized)+9.72%+21.47%
5Y Return (annualized)-+13.27%
Volatility (annualized)7.4%14.1%
Max Drawdown-13.3%-34.3%
Fund FamilyUnlimited FundsVanguard (US)
CategoryAllocation/BalancedEquity
InceptionOct 10, 2022Sep 7, 2010

HFND vs VOO Performance

Unlimited HFND Multi-Strategy Return Tracker ETF (HFND) is a ETF from Unlimited Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year HFND returned +14.69% while VOO returned +22.62%. Year to date, HFND is up 9.09% versus a gain of 13.44% for VOO.

Over three years, HFND compounded at +9.72% per year against +21.47% for VOO. Across the full 4-year window we track, VOO has the edge at +13.55% annualized vs +8.45%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 7.4% for HFND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.3% for HFND and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HFND charges 1.07% per year while VOO charges 0.03%. On a $10,000 position that is $107 vs $3 annually, a gap of $104 per year that compounds over a long holding period. On income, HFND currently yields 3.52% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

HFND and VOO share 0 holdings out of 533 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HFND or VOO?

HFND has an expense ratio of 1.07% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $104 per year of difference.

Which performed better, HFND or VOO?

Over the past year HFND returned +14.69% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), HFND annualized +8.45% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, HFND or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 7.4% for HFND. Worst drawdown: HFND -13.3% vs VOO -34.3%.

Should I hold both HFND and VOO?

HFND and VOO have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HFND and VOO?

HFND and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 533 unique securities.

Which pays a higher dividend, HFND or VOO?

HFND yields 3.52% while VOO yields 1.09%, so HFND currently pays the higher dividend yield.

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