HOLA vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricHOLASPYWinner
Expense Ratio0.50%0.09%
AUM$279M$789.1B
Dividend Yield0.00%1.01%
Holdings161505
YTD Return+7.42%+13.75%
1Y Return+16.82%+22.91%
3Y Return (annualized)-+21.67%
5Y Return (annualized)-+13.32%
Volatility (annualized)6.7%15.3%
Max Drawdown-7.0%-56.5%
Fund FamilyJ.P. Morgan Asset ManagementState Street Investment Management
CategoryAlternativeEquity
InceptionJul 11, 2025Jan 22, 1993

HOLA vs SPY Performance

JPMorgan International Hedged Equity Laddered Overlay ETF (HOLA) is a ETF from J.P. Morgan Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year HOLA returned +16.82% while SPY returned +22.91%. Year to date, HOLA is up 7.42% versus a gain of 13.75% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 6.7% for HOLA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.0% for HOLA and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HOLA charges 0.50% per year while SPY charges 0.09%. On a $10,000 position that is $50 vs $9 annually, a gap of $41 per year that compounds over a long holding period. On income, HOLA currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

65.5%overlap

HOLA and SPY share 142 holdings out of 512 unique holdings combined, representing a 65.5% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in HOLAWeight in SPYDifference
NVDA8.67%7.31%1.36%
AAPL7.28%7.09%0.19%
MSFT5.63%4.43%1.20%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
MUProProPro
TSLAProProPro
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Frequently Asked Questions

Which is cheaper, HOLA or SPY?

HOLA has an expense ratio of 0.50% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

Which performed better, HOLA or SPY?

Over the past year HOLA returned +16.82% vs +22.91% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), HOLA annualized +15.78% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, HOLA or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 6.7% for HOLA. Worst drawdown: HOLA -7.0% vs SPY -56.5%.

Should I hold both HOLA and SPY?

HOLA and SPY have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HOLA and SPY?

HOLA and SPY share 142 common holdings with a 65.5% weight overlap. Combined, they hold 512 unique securities.

Which pays a higher dividend, HOLA or SPY?

HOLA yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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