HOLA vs VTI

HOLA vs VTI

Which is better, HOLA or VTI?

Multi Alternative against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window. HOLA is less concentrated, with 16.6% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: VTILess Concentrated: HOLA

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHOLAVTI
Expense Ratio0.50%0.03%Best
AUM$279M$666.9B
Dividend Yield2.78%1.03%
Holdings2253,543
YTD Return+5.47%+12.30%Best
1Y Return+12.14%+16.08%Best
3Y Return (annualized)-+21.01%
5Y Return (annualized)-+12.36%
Volatility (annualized)7.1%Best12.2%
Max Drawdown-7.0%Best-8.9%
$10,000 over 1.2 years$11,518$12,387Best
Top 10 Weight16.6%Best33.3%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionJul 11, 2025May 24, 2001

Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jul 14, 2025 to Sep 18, 2026 (1.2 years).

HOLA vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.

HOLA vs VTI Performance

JPMorgan International Hedged Equity Laddered Overlay ETF (HOLA) is an ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HOLA returned +12.14% while VTI returned +16.08%. Year to date, HOLA is up 5.47% versus a gain of 12.30% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 12.2% compared with 7.1% for HOLA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.0% for HOLA and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.

Fees and Cost Over Time

HOLA charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, HOLA currently yields 2.78% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 203 holdings in HOLA and 3,463 in VTI, totalling 98.6% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 203 positions we hold weights for in HOLA and 3,463 in VTI, against full books of 225 and 3,543.

What only one of them owns

Our book lists 1,150 positions for VTI that do not appear in our book for HOLA (97.5% of the fund), and 13 for HOLA that do not appear in VTI (7.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of HOLA and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HOLAVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HOLA or VTI?

HOLA has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.

Which performed better, HOLA or VTI?

Over the past year HOLA returned +12.14% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), HOLA annualized +12.50% vs +19.53% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, HOLA or VTI?

VTI has been the more volatile fund at 12.2% annualized versus 7.1% for HOLA. Worst drawdown: HOLA -7.0% vs VTI -8.9%.

Should I hold both HOLA and VTI?

HOLA and VTI have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, HOLA or VTI?

HOLA yields 2.78% while VTI yields 1.03%, so HOLA currently pays the higher dividend yield.

Is VTI better than HOLA?

VTI has a lower expense ratio. VTI led over 1Y and the full window. HOLA is less concentrated, with 16.6% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.