HTEC vs SCHD
HTEC vs SCHD
ROBO Global Healthcare Technology and Innovation ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. HTEC delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | HTEC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.06% | |
| AUM | $75M | $103.7B | |
| Dividend Yield | 0.92% | 3.31% | |
| Holdings | 60 | 104 | |
| YTD Return | +14.72% | +24.26% | |
| 1Y Return | +44.36% | +31.38% | |
| 3Y Return (annualized) | +12.41% | +15.08% | |
| 5Y Return (annualized) | -3.20% | +9.72% | |
| Volatility (annualized) | 22.0% | 13.6% | |
| Max Drawdown | -57.5% | -33.4% | |
| Fund Family | Robo Global | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 25, 2019 | Oct 20, 2011 |
HTEC vs SCHD Performance
ROBO Global Healthcare Technology and Innovation ETF (HTEC) is a ETF from Robo Global and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HTEC returned +44.36% while SCHD returned +31.38%. Year to date, HTEC is up 14.72% versus a gain of 24.26% for SCHD.
Over three years, HTEC compounded at +12.41% per year against +15.08% for SCHD; over five years the annualized figures are -3.20% and +9.72% respectively. Across the full 7-year window we track, SCHD has the edge at +11.39% annualized vs +7.68%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HTEC has been the more volatile fund, with annualized monthly volatility of 22.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -57.5% for HTEC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HTEC charges 0.68% per year while SCHD charges 0.06%. On a $10,000 position that is $68 vs $6 annually, a gap of $62 per year that compounds over a long holding period. On income, HTEC currently yields 0.92% against 3.31% for SCHD.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, HTEC or SCHD?
HTEC has an expense ratio of 0.68% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, HTEC or SCHD?
Over the past year HTEC returned +44.36% vs +31.38% for SCHD, so HTEC leads on 1-year performance. Over the longest common window we track (7 years), HTEC annualized +7.68% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, HTEC or SCHD?
HTEC has been the more volatile fund at 22.0% annualized versus 13.6% for SCHD. Worst drawdown: HTEC -57.5% vs SCHD -33.4%.
Should I hold both HTEC and SCHD?
HTEC and SCHD have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HTEC and SCHD?
HTEC and SCHD share 2 common holdings with a 2.9% weight overlap. Combined, they hold 157 unique securities.
Which pays a higher dividend, HTEC or SCHD?
HTEC yields 0.92% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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