HYDW vs IVV

HYDW vs IVV

Which is better, HYDW or IVV?

High Yield Bond against Large Cap Blend.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHYDWIVV
Expense Ratio0.20%0.03%Best
AUM$63M$886.7B
Dividend Yield5.76%1.10%
Holdings582508
YTD Return+2.25%+13.39%Best
1Y Return+4.33%+20.08%Best
3Y Return (annualized)+7.28%+21.29%Best
5Y Return (annualized)+3.49%+12.88%Best
Volatility (annualized)6.6%Best16.4%
Max Drawdown-18.1%Best-33.9%
$10,000 over 5 years$11,871$18,327Best
Fund FamilyXtrackers ETFsiShares by BlackRock (US)
CategoryFixed IncomeEquity
StyleHigh Yield BondLarge Cap Blend
InceptionJan 11, 2018May 15, 2000

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jan 11, 2018 to Sep 4, 2026 (8.6 years).

HYDW vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.6 years both funds cover.

HYDW vs IVV Performance

Xtrackers Low Beta High Yield Bond ETF (HYDW) is an ETF from Xtrackers ETFs and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year HYDW returned +4.33% while IVV returned +20.08%. Year to date, HYDW is up 2.25% versus a gain of 13.39% for IVV.

Over three years, HYDW compounded at +7.28% per year against +21.29% for IVV; over five years the annualized figures are +3.49% and +12.88% respectively. Across the full 9-year window we track, IVV has the edge at +13.57% annualized vs +2.44%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 6.6% for HYDW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.1% for HYDW and -33.9% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HYDW charges 0.20% per year while IVV charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, HYDW currently yields 5.76% against 1.10% for IVV.

Holdings Overlap

We hold position weights for 513 holdings in HYDW and 505 in IVV, totalling 86.4% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 513 positions we hold weights for in HYDW and 505 in IVV, against full books of 582 and 508.

You are not choosing between two funds in isolation.

Whichever of HYDW and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HYDWIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HYDW or IVV?

HYDW has an expense ratio of 0.20% while IVV charges 0.03%. IVV is the cheaper option, by $17 a year on a $10,000 investment.

Which performed better, HYDW or IVV?

Over the past year HYDW returned +4.33% vs +20.08% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (9 years), HYDW annualized +2.44% vs +13.57% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, HYDW or IVV?

IVV has been the more volatile fund at 16.4% annualized versus 6.6% for HYDW. Worst drawdown: HYDW -18.1% vs IVV -33.9%.

Should I hold both HYDW and IVV?

HYDW and IVV have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, HYDW or IVV?

HYDW yields 5.76% while IVV yields 1.10%, so HYDW currently pays the higher dividend yield.

Is IVV better than HYDW?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.