HYIN vs IVV
WisdomTree Private Credit & Alternative Income Fund vs iShares Core S&P 500 ETF
Which is better, HYIN or IVV?
Preferred Stock against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. HYIN is less concentrated, with 35.2% of the fund in its ten largest positions against 37.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HYIN | IVV |
|---|---|---|
| Expense Ratio | 4.34% | 0.03%Best |
| AUM | $51M | $876.4B |
| Dividend Yield | 13.26% | 1.06% |
| Holdings | 33 | 508 |
| YTD Return | -14.41% | +12.51%Best |
| 1Y Return | -19.37% | +17.57%Best |
| 3Y Return (annualized) | -1.35% | +21.27%Best |
| 5Y Return (annualized) | -2.53% | +12.95%Best |
| Volatility (annualized) | 17.9% | 15.4%Best |
| Max Drawdown | -31.1% | -24.5%Best |
| $10,000 over 5 years | $8,797 | $18,384Best |
| Top 10 Weight | 35.2%Best | 37.9% |
| Fund Family | WisdomTree Investments | iShares by BlackRock (US) |
| Category | Allocation/Balanced | Equity |
| Style | Preferred Stock | Large Cap Blend |
| Inception | May 6, 2021 | May 15, 2000 |
Volatility and max drawdown are measured over the window both funds cover: May 6, 2021 to Sep 11, 2026 (5.3 years).
HYIN vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.3 years both funds cover.
HYIN vs IVV Performance
WisdomTree Private Credit & Alternative Income Fund (HYIN) is an ETF from WisdomTree Investments and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year HYIN returned -19.37% while IVV returned +17.57%. Year to date, HYIN is down 14.41% versus a gain of 12.51% for IVV.
Over three years, HYIN compounded at -1.35% per year against +21.27% for IVV; over five years the annualized figures are -2.53% and +12.95% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HYIN has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 15.4% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.1% for HYIN and -24.5% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HYIN charges 4.34% per year while IVV charges 0.03%. On a $10,000 position that is $434 vs $3 annually, a gap of $431 per year that compounds over a long holding period. On income, HYIN currently yields 13.26% against 1.06% for IVV.
Holdings Overlap
We hold position weights for 31 holdings in HYIN and 505 in IVV, totalling 99.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 31 positions we hold weights for in HYIN and 505 in IVV, against full books of 33 and 508.
What only one of them owns
Our book lists 495 positions for IVV that do not appear in our book for HYIN (99.3% of the fund), and 30 for HYIN that do not appear in IVV (96.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of HYIN and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HYIN or IVV?
HYIN has an expense ratio of 4.34% while IVV charges 0.03%. IVV is the cheaper option, by $431 a year on a $10,000 investment.
Which performed better, HYIN or IVV?
Over the past year HYIN returned -19.37% vs +17.57% for IVV, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HYIN or IVV?
HYIN has been the more volatile fund at 17.9% annualized versus 15.4% for IVV. Worst drawdown: HYIN -31.1% vs IVV -24.5%.
Should I hold both HYIN and IVV?
HYIN and IVV have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HYIN or IVV?
HYIN yields 13.26% while IVV yields 1.06%, so HYIN currently pays the higher dividend yield.
Is IVV better than HYIN?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. HYIN is less concentrated, with 35.2% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.