HYIN vs QQQ
WisdomTree Private Credit & Alternative Income Fund vs Invesco QQQ Trust, Series 1
Which is better, HYIN or QQQ?
Preferred Stock against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. HYIN is less concentrated, with 36.2% of the fund in its ten largest positions against 47.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HYIN | QQQ |
|---|---|---|
| Expense Ratio | 4.34% | 0.18%Best |
| AUM | $48M | $498.6B |
| Dividend Yield | 13.26% | 0.42% |
| Holdings | 66 | 321 |
| YTD Return | -22.92% | +24.01%Best |
| 1Y Return | -23.97% | +25.94%Best |
| 3Y Return (annualized) | -3.48% | +28.16%Best |
| 5Y Return (annualized) | -4.86% | +16.56%Best |
| Volatility (annualized) | 18.3%Best | 20.4% |
| Max Drawdown | -31.1%Best | -35.1% |
| $10,000 over 5 years | $7,795 | $21,515Best |
| Top 10 Weight | 36.2%Best | 47.2% |
| Fund Family | WisdomTree Investments | Invesco (US) |
| Category | Allocation/Balanced | Equity |
| Style | Preferred Stock | Large Cap Growth |
| Inception | May 6, 2021 | Mar 10, 1999 |
Volatility and max drawdown are measured over the window both funds cover: May 6, 2021 to Oct 7, 2026 (5.4 years).
HYIN vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.4 years both funds cover.
HYIN vs QQQ Performance
WisdomTree Private Credit & Alternative Income Fund (HYIN) is an ETF from WisdomTree Investments and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year HYIN returned -23.97% while QQQ returned +25.94%. Year to date, HYIN is down 22.92% versus a gain of 24.01% for QQQ.
Over three years, HYIN compounded at -3.48% per year against +28.16% for QQQ; over five years the annualized figures are -4.86% and +16.56% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 18.3% for HYIN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.1% for HYIN and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.
Fees and Cost Over Time
HYIN charges 4.34% per year while QQQ charges 0.18%. On a $10,000 position that is $434 vs $18 annually, a gap of $416 per year that compounds over a long holding period. On income, HYIN currently yields 13.26% against 0.42% for QQQ.
Holdings Overlap
We hold position weights for 31 holdings in HYIN and 102 in QQQ, totalling 99.7% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 31 positions we hold weights for in HYIN and 102 in QQQ, against full books of 66 and 321.
What only one of them owns
Our book lists 96 positions for QQQ that do not appear in our book for HYIN (97.8% of the fund), and 30 for HYIN that do not appear in QQQ (96.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of HYIN and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HYIN or QQQ?
HYIN has an expense ratio of 4.34% while QQQ charges 0.18%. QQQ is the cheaper option, by $416 a year on a $10,000 investment.
Which performed better, HYIN or QQQ?
Over the past year HYIN returned -23.97% vs +25.94% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HYIN or QQQ?
QQQ has been the more volatile fund at 20.4% annualized versus 18.3% for HYIN. Worst drawdown: HYIN -31.1% vs QQQ -35.1%.
Should I hold both HYIN and QQQ?
HYIN and QQQ have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HYIN or QQQ?
HYIN yields 13.26% while QQQ yields 0.42%, so HYIN currently pays the higher dividend yield.
Is QQQ better than HYIN?
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. HYIN is less concentrated, with 36.2% of the fund in its ten largest positions against 47.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.