HYIN vs VOO
WisdomTree Private Credit & Alternative Income Fund vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | HYIN | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 4.34% | 0.03% | |
| AUM | $53M | $997.4B | |
| Dividend Yield | 13.56% | 1.08% | |
| Holdings | 33 | 509 | |
| YTD Return | -10.72% | +12.68% | |
| 1Y Return | -13.48% | +21.87% | |
| 3Y Return (annualized) | +1.16% | +22.06% | |
| 5Y Return (annualized) | -1.71% | +12.95% | |
| Volatility (annualized) | 18.1% | 14.1% | |
| Max Drawdown | -31.1% | -34.3% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | May 6, 2021 | Sep 7, 2010 |
HYIN vs VOO Performance
WisdomTree Private Credit & Alternative Income Fund (HYIN) is a ETF from WisdomTree Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year HYIN returned -13.48% while VOO returned +21.87%. Year to date, HYIN is down 10.72% versus a gain of 12.68% for VOO.
Over three years, HYIN compounded at +1.16% per year against +22.06% for VOO; over five years the annualized figures are -1.71% and +12.95% respectively. Across the full 5-year window we track, VOO has the edge at +13.47% annualized vs -1.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HYIN has been the more volatile fund, with annualized monthly volatility of 18.1% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.1% for HYIN and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HYIN charges 4.34% per year while VOO charges 0.03%. On a $10,000 position that is $434 vs $3 annually, a gap of $431 per year that compounds over a long holding period. On income, HYIN currently yields 13.56% against 1.08% for VOO.
Holdings Overlap
HYIN and VOO share 0 holdings out of 536 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HYIN or VOO?
HYIN has an expense ratio of 4.34% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $431 per year of difference.
Which performed better, HYIN or VOO?
Over the past year HYIN returned -13.48% vs +21.87% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), HYIN annualized -1.14% vs +13.47% for VOO. Past performance does not guarantee future results.
Which is riskier, HYIN or VOO?
HYIN has been the more volatile fund at 18.1% annualized versus 14.1% for VOO. Worst drawdown: HYIN -31.1% vs VOO -34.3%.
Should I hold both HYIN and VOO?
HYIN and VOO have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HYIN and VOO?
HYIN and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 536 unique securities.
Which pays a higher dividend, HYIN or VOO?
HYIN yields 13.56% while VOO yields 1.08%, so HYIN currently pays the higher dividend yield.
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