HYLS vs SCHD

HYLS vs SCHD

Which is better, HYLS or SCHD?

High Yield Bond against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.

Lower Fees: SCHDHigher Returns: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHYLSSCHD
Expense Ratio0.69%0.06%Best
AUM$1.6B$112.1B
Dividend Yield6.75%3.00%
Holdings327103
YTD Return+0.43%+25.07%Best
1Y Return+1.20%+27.61%Best
3Y Return (annualized)+6.83%+15.74%Best
5Y Return (annualized)+2.52%+9.89%Best
Volatility (annualized)7.1%Best14.1%
Max Drawdown-29.1%Best-33.4%
$10,000 over 5 years$11,325$16,025Best
Fund FamilyFirst Trust Portfolios (US)Charles Schwab Asset Management
CategoryFixed IncomeEquity
StyleHigh Yield BondLarge Cap Value
InceptionFeb 25, 2013Oct 20, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Feb 27, 2013 to Sep 11, 2026 (13.5 years).

HYLS vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

HYLS vs SCHD Performance

First Trust Tactical High Yield ETF (HYLS) is an ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year HYLS returned +1.20% while SCHD returned +27.61%. Year to date, HYLS is up 0.43% versus a gain of 25.07% for SCHD.

Over three years, HYLS compounded at +6.83% per year against +15.74% for SCHD; over five years the annualized figures are +2.52% and +9.89% respectively. Across the full 14-year window we track, SCHD has the edge at +10.90% annualized vs +0.91%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 7.1% for HYLS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -29.1% for HYLS and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HYLS charges 0.69% per year while SCHD charges 0.06%. On a $10,000 position that is $69 vs $6 annually, a gap of $63 per year that compounds over a long holding period. On income, HYLS currently yields 6.75% against 3.00% for SCHD.

Holdings Overlap

We hold position weights for 197 holdings in HYLS and 100 in SCHD, totalling 68.1% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 197 positions we hold weights for in HYLS and 100 in SCHD, against full books of 327 and 103.

You are not choosing between two funds in isolation.

Whichever of HYLS and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HYLSSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HYLS or SCHD?

HYLS has an expense ratio of 0.69% while SCHD charges 0.06%. SCHD is the cheaper option, by $63 a year on a $10,000 investment.

Which performed better, HYLS or SCHD?

Over the past year HYLS returned +1.20% vs +27.61% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (14 years), HYLS annualized +0.91% vs +10.90% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, HYLS or SCHD?

SCHD has been the more volatile fund at 14.1% annualized versus 7.1% for HYLS. Worst drawdown: HYLS -29.1% vs SCHD -33.4%.

Should I hold both HYLS and SCHD?

HYLS and SCHD have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, HYLS or SCHD?

HYLS yields 6.75% while SCHD yields 3.00%, so HYLS currently pays the higher dividend yield.

Is SCHD better than HYLS?

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.