IAT vs VXUS

IAT vs VXUS

Which is better, IAT or VXUS?

Mid Cap Value against Large Cap Blend.

VXUS has a lower expense ratio. IAT led over 3Y and the full window, VXUS over 1Y and 5Y.

Lower Fees: VXUSHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIATVXUS
Expense Ratio0.37%0.05%Best
AUM$635M$158.1B
Dividend Yield2.63%2.51%
Holdings358,747
YTD Return+6.78%+13.44%Best
1Y Return+13.87%+21.98%Best
3Y Return (annualized)+24.85%Best+20.89%
5Y Return (annualized)+2.12%+9.16%Best
Volatility (annualized)24.3%15.0%Best
Max Drawdown-55.5%-39.9%Best
$10,000 over 5 years$11,106$15,499Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
StyleMid Cap ValueLarge Cap Blend
InceptionMay 1, 2006Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jan 28, 2011 to Sep 25, 2026 (15.7 years).

IAT vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.7 years both funds cover.

IAT vs VXUS Performance

iShares US Regional Banks ETF (IAT) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year IAT returned +13.87% while VXUS returned +21.98%. Year to date, IAT is up 6.78% versus a gain of 13.44% for VXUS.

Over three years, IAT compounded at +24.85% per year against +20.89% for VXUS; over five years the annualized figures are +2.12% and +9.16% respectively. Across the full 16-year window we track, IAT has the edge at +6.88% annualized vs +4.75%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IAT has been the more volatile fund, with annualized monthly volatility of 24.3% compared with 15.0% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -55.5% for IAT and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.57. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IAT charges 0.37% per year while VXUS charges 0.05%. On a $10,000 position that is $37 vs $5 annually, a gap of $32 per year that compounds over a long holding period. On income, IAT currently yields 2.63% against 2.51% for VXUS.

Holdings Overlap

IAT already in VXUS4.4%

At least 4.4% of IAT's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

IAT and VXUS share little of their money.

1 positions in common, counted across the 31 positions we hold weights for in IAT and 8,082 in VXUS, against full books of 35 and 8,747.

Top Shared Holdings

StockWeight in IATWeight in VXUSDifference
HBANHuntington Bancshares Inc./Oh4.40%0.05%4.35%

You are not choosing between two funds in isolation.

Whichever of IAT and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IATVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IAT or VXUS?

IAT has an expense ratio of 0.37% while VXUS charges 0.05%. VXUS is the cheaper option, by $32 a year on a $10,000 investment.

Which performed better, IAT or VXUS?

Over the past year IAT returned +13.87% vs +21.98% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (16 years), IAT annualized +6.88% vs +4.75% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IAT or VXUS?

IAT has been the more volatile fund at 24.3% annualized versus 15.0% for VXUS. Worst drawdown: IAT -55.5% vs VXUS -39.9%.

Should I hold both IAT and VXUS?

IAT and VXUS have a monthly-return correlation of 0.57, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IAT and VXUS?

At least 4.4% of IAT's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 31 positions we hold weights for in IAT and 8,082 in VXUS.

Which pays a higher dividend, IAT or VXUS?

IAT yields 2.63% while VXUS yields 2.51%, so IAT currently pays the higher dividend yield.

Is VXUS better than IAT?

VXUS has a lower expense ratio. IAT led over 3Y and the full window, VXUS over 1Y and 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.