IBD vs IVV
Inspire Corporate Bond ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IBD | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.43% | 0.03% | |
| AUM | $485M | $865.2B | |
| Dividend Yield | 4.26% | 1.09% | |
| Holdings | 251 | 508 | |
| YTD Return | -0.11% | +13.43% | |
| 1Y Return | +2.70% | +22.61% | |
| 3Y Return (annualized) | +4.90% | +21.47% | |
| 5Y Return (annualized) | +1.05% | +13.26% | |
| Volatility (annualized) | 5.0% | 15.1% | |
| Max Drawdown | -16.3% | -56.5% | |
| Fund Family | Inspire ETFs | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 10, 2017 | May 15, 2000 |
IBD vs IVV Performance
Inspire Corporate Bond ETF (IBD) is a ETF from Inspire ETFs and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year IBD returned +2.70% while IVV returned +22.61%. Year to date, IBD is down 0.11% versus a gain of 13.43% for IVV.
Over three years, IBD compounded at +4.90% per year against +21.47% for IVV; over five years the annualized figures are +1.05% and +13.26% respectively. Across the full 9-year window we track, IVV has the edge at +7.03% annualized vs +1.16%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.0% for IBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for IBD and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.58. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBD charges 0.43% per year while IVV charges 0.03%. On a $10,000 position that is $43 vs $3 annually, a gap of $40 per year that compounds over a long holding period. On income, IBD currently yields 4.26% against 1.09% for IVV.
Holdings Overlap
IBD and IVV share 0 holdings out of 752 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBD or IVV?
IBD has an expense ratio of 0.43% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $40 per year of difference.
Which performed better, IBD or IVV?
Over the past year IBD returned +2.70% vs +22.61% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (9 years), IBD annualized +1.16% vs +7.03% for IVV. Past performance does not guarantee future results.
Which is riskier, IBD or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 5.0% for IBD. Worst drawdown: IBD -16.3% vs IVV -56.5%.
Should I hold both IBD and IVV?
IBD and IVV have a monthly-return correlation of 0.58, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBD and IVV?
IBD and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 752 unique securities.
Which pays a higher dividend, IBD or IVV?
IBD yields 4.26% while IVV yields 1.09%, so IBD currently pays the higher dividend yield.
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